{"id":1691,"date":"2024-08-27T10:50:00","date_gmt":"2024-08-27T10:50:00","guid":{"rendered":"https:\/\/www.mbank.ae\/ar\/\/?page_id=1691"},"modified":"2024-12-04T11:44:55","modified_gmt":"2024-12-04T11:44:55","slug":"mbank-terms-and-conditions","status":"publish","type":"page","link":"https:\/\/www.mbank.ae\/ar\/mbank-terms-and-conditions\/","title":{"rendered":"\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645"},"content":{"rendered":"<p><style class=\"wpcode-css-snippet\">table, td           { border: 1px solid #e7e7e7;}\r\ntd                  { text-align: right; vertical-align: top; letter-spacing: 1px; padding: 10px 15px;}\r\n.TableHeader        { background-color: #1a1441; color: #fff; font-weight: bold;}<\/style><br \/>\n<strong>\u0627\u0644\u062d\u0633\u0627\u0628<\/strong><\/p>\n<p>\u064a\u064f\u0642\u0635\u062f \u0628\u0647 \u0627\u0644\u062d\u0633\u0627\u0628 (\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a) \u0627\u0644\u062a\u064a 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\u0630\u0644\u0643 \u0645\u0627\u0643\u064a\u0646\u0627\u062a \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a) \u062a\u0642\u0648\u0645 \u0628\u062a\u0634\u063a\u064a\u0644\u0647 \u0645\u0646 \u0634\u0623\u0646\u0647 \u0623\u0646 \u064a\u0633\u0647\u0644 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0634\u0645\u0644 -\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644- \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0645\u0646 \u0648\u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643\u060c \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0625\u0644\u0649 (\u0627\u0644\u063a\u064a\u0631) \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629 \u0645\u062b\u0644 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0641\u0636\u0644\u064b\u0627 \u0639\u0646 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0646\u0637\u0648\u064a \u0639\u0644\u0649 \u0628\u0639\u0636 \u0623\u0648 \u0643\u0644 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0633\u0627\u0628\u0643.<\/p>\n<h4><strong>\u0627\u0644\u0642\u0633\u0645 \u0627\u0644\u0623\u0648\u0644: \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629<\/strong><\/h4>\n<p>\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646 \u0627\u062a\u0641\u0627\u0642\u064a\u062a\u0646\u0627 \u0627\u0644\u0645\u064f\u0628\u0631\u0645\u0629 \u0645\u0639\u0643<\/p>\n<ol>\n<li><strong>\u0645\u0642\u062f\u0645\u0629<\/strong><\/li>\n<\/ol>\n<p>1.1 \u0646\u0637\u0627\u0642 \u062a\u0637\u0628\u064a\u0642 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637<\/p>\n<p>\u0639\u0646\u062f\u0645\u0627 \u062a\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0644\u062f\u064a\u0646\u0627\u060c \u062a\u0643\u0648\u0646 \u0628\u0630\u0644\u0643 \u0642\u062f \u0623\u0628\u0631\u0645\u062a \u0627\u062a\u0641\u0627\u0642\u064b\u0627 \u0645\u0639\u0646\u0627\u060c \u0646\u062d\u0646\/\u00a0<strong>\u0628\u0646\u0643 \u0627\u0644\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a \u0630. \u0645. \u0645.\u00a0<\/strong>\u064a\u062a\u0636\u0645\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u064a \u062a\u062d\u0643\u0645 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0631\u0628\u0637 \u0628\u064a\u0646 \u0634\u062e\u0635\u0643 \u0627\u0644\u0643\u0631\u064a\u0645 \u0648\u0645\u0635\u0631\u0641\u0646\u0627.<\/p>\n\n<p>\u062a\u0638\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0633\u0627\u0631\u064a\u0629 \u0645\u0627\u062f\u0627\u0645\u062a \u0627\u0644\u0635\u0644\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0628\u064a\u0646\u0646\u0627 \u0648\u0628\u064a\u0646\u0643 \u0645\u0633\u062a\u0645\u0631\u0629. \u0641\u064a \u062d\u0627\u0644 \u0631\u063a\u0628\u062a \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u062e\u062f\u0645\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0645\u0646 \u0645\u0635\u0631\u0641\u0646\u0627\u060c \u0633\u0648\u0641 \u0646\u0642\u062f\u0645 \u0644\u0643 \u0634\u0631\u0648\u0637\u064b\u0627 \u0623\u062e\u0631\u0649 \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629. \u0641\u064a \u062d\u0627\u0644 \u0646\u0634\u0623 \u0623\u064a \u062a\u0639\u0627\u0631\u0636 \u0623\u0648 \u062a\u0636\u0627\u0631\u0628 \u0628\u064a\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0645\u0634\u0627\u0631 \u0625\u0644\u064a\u0647\u0627\u060c \u062a\u0637\u0628\u0642 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0645\u0627 \u0644\u0645 \u064a\u0631\u062f \u0646\u0635 \u0628\u062e\u0644\u0627\u0641 \u0630\u0644\u0643.<\/p>\n\n<p>\u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0623\u0646 \u062a\u0637\u0644\u0639 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u062a\u0642\u0631\u0623\u0647\u0627 \u0639\u0646\u0627\u064a\u0629 \u0648\u062a\u062a\u0648\u0627\u0635\u0644 \u0645\u0639\u0646\u0627 \u0641\u064a \u062d\u0627\u0644 \u0643\u0646\u062a \u0641\u064a \u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u064a \u0641\u0647\u0645 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start=\"2\">\n<li><strong>\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0628\u064a\u0646\u0646\u0627<\/strong><\/li>\n<\/ol>\n<p>2.1. \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627<\/p>\n<ul>\n<li>\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639\u0646\u0627 \u0639\u0628\u0631 \u0623\u064a \u0645\u0646 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:\n<ul>\n<li>\u0628\u0631\u064a\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a:\u00a0<a href=\"mailto:info@mbankuae.com\">info@mbankuae.com<\/a><\/li>\n<li>\u0647\u0627\u062a\u0641: 600571111<\/li>\n<li>\u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0628\u0631\u064a\u062f\u064a: \u0635. \u0628. 111485 \u2013 \u0623\u0628\u0648\u0638\u0628\u064a \u2013 \u0628\u0646\u0643 \u0627\u0644\u0645\u0627\u0631\u064a\u0629 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start=\"8\">\n<li><strong>\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0643\u0634\u0648\u0641 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a<\/strong><\/li>\n<\/ol>\n<p>8.1. \u0628\u064a\u0627\u0646\u0627\u062a \u062d\u0633\u0627\u0628\u0643<\/p>\n<p>\u064a\u0645\u0643\u0646\u0643 \u062f\u0648\u0645\u064b\u0627 \u0627\u0644\u062f\u062e\u0648\u0644 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u062d\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062c\u0631\u0649 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0648\u0639\u0644\u0649 \u0631\u0635\u064a\u062f \u062d\u0633\u0627\u0628\u0643\u060c \u0648\u0630\u0644\u0643 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\u062d\u0635\u0644\u062a\u060c \u0642\u0628\u0644 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628\u0643\u060c \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0623\u0648 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0645\u0646 \u062c\u0647\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u062e\u062a\u0635\u0629.<\/p>\n<h4><strong>\u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0648\u062f\u0639\u0629 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0648\u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0646\u0635\u0631\u0641\u0629 \u0645\u0646\u0647<\/strong><\/h4>\n<ol start=\"11\">\n<li><strong>\u0625\u064a\u062f\u0627\u0639 \u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u062d\u0633\u0627\u0628\u0643<\/strong><\/li>\n<\/ol>\n<p>11.1. \u062d\u0631\u0643\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639<\/p>\n<p>\u064a\u062c\u0648\u0632 \u0625\u064a\u062f\u0627\u0639 \u0645\u0628\u0627\u0644\u063a \u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0639\u062f\u0629 \u0648\u0633\u0627\u0626\u0644 \u062a\u0634\u0645\u0644:<\/p>\n<ul>\n<li>\u062a\u062d\u0648\u064a\u0644 \u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u0623\u064a \u062d\u0633\u0627\u0628 \u0622\u062e\u0631 \u0641\u062a\u062d\u062a\u0647 \u0623\u0646\u062a \u0628\u0627\u0633\u0645\u0643 \u0644\u062f\u064a\u0646\u0627 \u0623\u0648 \u0644\u062f\u0649 \u0623\u064a \u0628\u0646\u0643 \u0622\u062e\u0631 \u0623\u0648 \u0623\u064a \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u062e\u0631\u0649.<\/li>\n<li>\u062a\u062d\u0648\u064a\u0644 \u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u0623\u064a \u062d\u0633\u0627\u0628 \u0622\u062e\u0631 \u0641\u062a\u062d\u0647 \u0623\u064a \u0637\u0631\u0641 \u0622\u062e\u0631 \u0628\u0627\u0633\u0645\u0647 \u0644\u062f\u064a\u0646\u0627 \u0623\u0648 \u0644\u062f\u0649 \u0623\u064a \u0645\u0635\u0631\u0641 \u0622\u062e\u0631 \u0623\u0648 \u0623\u064a \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u062e\u0631\u0649.<\/li>\n<li>\u0625\u064a\u062f\u0627\u0639 \u0646\u0642\u0648\u062f \u0623\u0648 \u0634\u064a\u0643\u0627\u062a \u0623\u0648 \u0623\u064a \u0623\u062f\u0627\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u062e\u0631\u0649 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u062d\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0630\u0627\u062a\u064a\u0629.<\/li>\n<li>\u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0623\u062e\u0631\u0649 \u062a\u062c\u062f\u0648\u0646\u0647\u0627 \u0645\u0646\u0634\u0648\u0631\u0629 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0645\u0646 \u062d\u064a\u0646 \u0644\u0622\u062e\u0631.<\/li>\n<\/ul>\n\n<p>\u064a\u062c\u0648\u0632 \u0644\u0646\u0627\u060c \u0648\u0641\u0642 \u062a\u0642\u062f\u064a\u0631\u0627\u062a\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u0629\u060c \u0623\u0646 \u0646\u0631\u0641\u0636 \u0625\u064a\u062f\u0627\u0639 \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0645\u0627\u0644\u064a\u0629 \u064a\u0648\u062f\u0639\u0647\u0627 \u0623\u064a \u0637\u0631\u0641 \u0622\u062e\u0631 \u0633\u0648\u0627\u0643 \u0641\u064a \u062d\u0633\u0627\u0628\u0643\u061b \u0625\u0630 \u0625\u0646 \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0630\u064a \u064a\u0633\u062a\u063a\u0631\u0642\u0647 \u0648\u0635\u0648\u0644 \u0623\u064a \u0645\u0628\u0644\u063a \u064a\u0633\u062f\u062f \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u064a\u062a\u0648\u0642\u0641 \u0639\u0644\u0649 \u0646\u0648\u0639 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062f\u062f \u0648\u0627\u0644\u0633\u0627\u0639\u0629 \u0627\u0644\u062a\u064a \u062c\u0631\u0649 \u0641\u064a\u0647\u0627 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u062e\u0644\u0627\u0644 \u0627\u0644\u064a\u0648\u0645.<\/p>\n\n<p>\u0625\u0630\u0627 \u062c\u0631\u0649 \u0625\u064a\u062f\u0627\u0639 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0645\u0628\u0644\u063a \u0646\u0642\u062f\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u062d\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0630\u0627\u062a\u064a\u0629\u060c \u0641\u0625\u0646 \u0647\u0630\u0647 \u0627\u0644\u062d\u0631\u0643\u0629 \u0644\u0646 \u062a\u0638\u0647\u0631 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0625\u0644\u0627 \u0628\u0639\u062f \u0623\u0646 \u0646\u062a\u062d\u0642\u0642 \u0645\u0646 \u0635\u062d\u0629 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0648\u062f\u0639 \u0648\u0646\u0642\u0628\u0644\u0647\u060c \u0639\u0644\u0645\u064b\u0627 \u0628\u0623\u0646 \u0633\u062c\u0644\u0627\u062a\u0646\u0627 \u0627\u0644\u062a\u064a \u0646\u062f\u0648\u0646 \u0641\u064a\u0647\u0627 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0648\u062f\u0639\u0629 \u0628\u0639\u062f \u062a\u062d\u0642\u0642\u0646\u0627 \u0645\u0646 \u0635\u062d\u062a\u0647\u0627 \u0648\u062e\u0644\u0648\u0635\u0647\u0627 \u0645\u0646 \u0623\u064a \u0623\u0639\u0628\u0627\u0621 \u0645\u0627\u0644\u064a\u0629 \u062a\u0634\u0643\u0644 \u0627\u0644\u062f\u0644\u064a\u0644 \u0627\u0644\u0642\u0627\u0637\u0639 \u0627\u0644\u0630\u064a \u064a\u0633\u062a\u062f\u0644 \u0628\u0647 \u0639\u0644\u0649 \u0635\u062d\u0629 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0648\u062f\u0639.<\/p>\n<p>11.2. \u062d\u062f\u0648\u062f \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a<\/p>\n<ul>\n<li>\u0633\u064a\u062a\u0645 \u062a\u0639\u064a\u064a\u0646 \u062d\u062f\u0648\u062f \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0646\u0642\u062f\u064a \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0648\u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0639\u0628\u0631 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0644\u062d\u0633\u0627\u0628\u0643 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0641\u0626\u0629 \u0639\u0636\u0648\u064a\u062a\u0643 (\u0631\u0627\u062c\u0639 \u0627\u0644\u0628\u0646\u0648\u062f 37 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629)\u060c 38 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0628\u0644\u0627\u062a\u064a\u0646\u064a\u0629) \u064839 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0627\u0633\u064a\u0629) \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637).<\/li>\n<li>\u0644\u0632\u064a\u0627\u062f\u0629 \u062d\u062f\u0648\u062f \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0646\u0642\u062f\u064a \u0639\u0628\u0631 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a\u060c \u064a\u0645\u0643\u0646\u0643 \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062d\u062f\u0648\u062f \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u062f\u0627\u0639\u0645\u0629 \u062d\u0633\u0628 \u0637\u0644\u0628 \u0627\u0644\u0628\u0646\u0643. \u0639\u0646\u062f \u0627\u0633\u062a\u0644\u0627\u0645 \u0637\u0644\u0628\u0643\u060c \u064a\u062c\u0648\u0632 \u0644\u0646\u0627\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u060c \u0642\u0628\u0648\u0644 \u0647\u0630\u0627 \u0627\u0644\u0637\u0644\u0628 \u0623\u0648 \u0631\u0641\u0636\u0647. \u064a\u062c\u0648\u0632 \u0632\u064a\u0627\u062f\u0629 \u0623\u0648 \u062a\u062e\u0641\u064a\u0636 \u0623\u0648 \u062a\u0639\u062f\u064a\u0644 \u062d\u062f\u0648\u062f \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0646\u0642\u062f\u064a \u0639\u0628\u0631 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u0630\u064a \u064a\u062d\u062f\u062f\u0647 \u0628\u0646\u0643 \u0627\u0644\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631.<\/li>\n<\/ul>\n<ol start=\"12\">\n<li><strong>\u0635\u0631\u0641 \u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643<\/strong><\/li>\n<\/ol>\n<p>12.1. \u062d\u0631\u0643\u0627\u062a \u0627\u0644\u0633\u062d\u0628<\/p>\n<p>\u064a\u062c\u0648\u0632 \u0627\u0644\u0633\u062d\u0628 \u0645\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0641\u064a \u062d\u0633\u0627\u0628\u0643\u060c \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0639\u062f\u0629 \u0648\u0633\u0627\u0626\u0644 \u062a\u0634\u0645\u0644:<\/p>\n<ul>\n<li>\u0633\u062d\u0628 \u0645\u0628\u0644\u063a \u0646\u0642\u062f\u064a \u0628\u0627\u0644\u062f\u0631\u0647\u0645 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a.<\/li>\n<li>\u062a\u062d\u0648\u064a\u0644 \u0623\u0645\u0648\u0627\u0644 \u0628\u0645\u0648\u062c\u0628 \u062d\u0648\u0627\u0644\u0629.<\/li>\n<li>\u0633\u062d\u0628 \u0628\u0645\u0648\u062c\u0628 \u0634\u064a\u0643 \u0645\u062d\u0631\u0631 \u0628\u0627\u0644\u0635\u064a\u063a\u0629 \u0627\u0644\u0645\u0642\u0631\u0631\u0629 \u0642\u0627\u0646\u0648\u0646\u064b\u0627.<\/li>\n<li>\u0627\u0644\u0633\u062d\u0628 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u062b\u0627\u0628\u062a\u0629 \u062f\u0627\u0626\u0645\u0629.<\/li>\n<li>\u0627\u0644\u0627\u0642\u062a\u0637\u0627\u0639 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0645\u0646 \u0627\u0644\u062d\u0633\u0627\u0628.<\/li>\n<li>\u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0623\u062e\u0631\u0649 \u062a\u064f\u0646\u0634\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 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\u062d\u062f\u0648\u062f \u0627\u0644\u0633\u062d\u0628<\/p>\n<ul>\n<li>\u0633\u064a\u0643\u0648\u0646 \u0644\u062d\u0633\u0627\u0628\u0643 \u062d\u062f \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062a\u0644\u0642\u0627\u0626\u064a \u064a\u0648\u0645\u064a\u064b\u0627 \u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u062d\u0628 \u0645\u0646 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0648\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u064a\u0639 \u0648\u0627\u0644\u062a\u0633\u0648\u0642 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629\u060c \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0641\u0626\u0629 \u0639\u0636\u0648\u064a\u062a\u0643 (\u0631\u0627\u062c\u0639 \u0627\u0644\u0628\u0646\u0648\u062f 37 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\u0627\u0644\u0623\u0647\u0644\u064a\u0629<\/p>\n<p>\u062a\u0635\u062f\u0631 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0644\u0643\u0644 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a. \u0644\u0645\u0632\u064a\u062f\u064d \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646 \u062e\u0635\u0627\u0626\u0635 \u0643\u0644 \u0646\u0648\u0639 \u0645\u0646 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0648\u0645\u0632\u0627\u064a\u0627\u0647\u060c \u064a\u0631\u062c\u0649 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649\u00a0<strong>\u201c<\/strong>\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u0645\u0632\u0627\u064a\u0627\u201d \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a 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\u0627\u0644\u062a\u062c\u0627\u0631<\/p>\n<p>\u0641\u064a \u062d\u0627\u0644\u0629 \u0646\u0634\u0648\u0628 \u0646\u0632\u0627\u0639 \u0628\u064a\u0646\u0643 \u0648\u0628\u064a\u0646 \u0623\u062d\u062f \u0627\u0644\u062a\u062c\u0627\u0631 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u062a\u064f\u062c\u0631\u0649 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u062e\u0635\u0645\u060c \u0641\u0644\u0646 \u064a\u062a\u0623\u062b\u0631 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0643 \u0646\u062d\u0648\u0646\u0627 \u0628\u0623\u064a \u0634\u0643\u0644 \u0628\u0647\u0630\u0627 \u0627\u0644\u0646\u0632\u0627\u0639 \u0623\u0648 \u0628\u0623\u064a \u0645\u0637\u0627\u0644\u0628\u0629 \u0623\u0648 \u062d\u0642\u0648\u0642 \u0623\u062e\u0631\u0649 \u0645\u0633\u062a\u062d\u0642\u0629 \u0644\u0643 \u0636\u062f \u0627\u0644\u062a\u0627\u062c\u0631.<\/p>\n<p>15.6. \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0645\u0639 \u0627\u0644\u062a\u062c\u0627\u0631<\/p>\n<p>\u062a\u0646\u062a\u0647\u064a \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u0645\u062d\u062f\u062f \u0648\u0644\u0646 \u064a\u064f\u0633\u0645\u062d \u0644\u0643 \u0628\u0625\u062c\u0631\u0627\u0621 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0645\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0633\u0627\u0631\u064a\u0629\u060c \u062d\u064a\u062b \u0646\u0635\u062f\u0631 \u0644\u0643 \u0628\u0637\u0627\u0642\u0629 \u062e\u0635\u0645 \u062c\u062f\u064a\u062f\u0629 \u0642\u0628\u0644 \u0627\u0646\u062a\u0647\u0627\u0621 \u0635\u0644\u0627\u062d\u064a\u0629 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 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\u062c\u062f\u0648\u0644 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/p>\n<p>\u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0625\u0644\u063a\u0627\u0621 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0623\u0648 \u0625\u0644\u063a\u0627\u0621 \u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a (PIN) \u0623\u0648 \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062e\u062f\u0645 \u0644\u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u0623\u0648 \u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0623\u0645\u0627\u0646 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\u062d\u0633\u0627\u0628 \u0639\u0644\u0649 \u062d\u062f\u0629\u060c \u064a\u0631\u062c\u0649 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0641\u064a \u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0646\u064a \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637. \u0633\u064a\u0642\u062a\u0635\u0631 \u0639\u062f\u062f \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0641\u064a \u0623\u064a \u062f\u0641\u062a\u0631 \u0634\u064a\u0643\u0627\u062a \u0639\u0644\u0649 \u0639\u0634\u0631\u0629 (10) \u0634\u064a\u0643\u0627\u062a \u0641\u0642\u0637.<\/p>\n<p>17.2. \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u062f\u0627\u062f<\/p>\n<p>\u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u0642\u0628\u0644 \u062a\u062d\u0631\u064a\u0631 \u0623\u064a \u0634\u064a\u0643 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0648\u062c\u0648\u062f \u0631\u0635\u064a\u062f \u0643\u0627\u0641\u064d \u0641\u064a \u062d\u0633\u0627\u0628\u0643\u060c \u0648\u0641\u064a \u062d\u0627\u0644\u0629 \u062a\u062d\u0631\u064a\u0631\u0643 \u0634\u064a\u0643\u064b\u0627 \u062f\u0648\u0646 \u0648\u062c\u0648\u062f \u0631\u0635\u064a\u062f \u0643\u0627\u0641\u064d \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0639\u0646\u062f \u062a\u0642\u062f\u064a\u0645 \u0630\u0644\u0643 \u0627\u0644\u0634\u064a\u0643 \u0644\u0633\u062f\u0627\u062f\u0647\u060c \u0641\u0642\u062f \u062a\u062a\u0639\u0631\u0636 \u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0645\u062f\u0646\u064a\u0629 \u0648\/\u0623\u0648 \u062c\u0646\u0627\u0626\u064a\u0629 \u0648\u0642\u062f \u064a\u0635\u0644 \u0627\u0644\u0623\u0645\u0631 \u0625\u0644\u0649 \u062d\u0643\u0645 \u0628\u0627\u0644\u0633\u062c\u0646 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629.<\/p>\n<p>\u0648\u0642\u062f \u062a\u064f\u0642\u0627\u0645 \u0636\u062f\u0643 \u062f\u0639\u0648\u0649 \u0642\u0636\u0627\u0626\u064a\u0629 \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u064a\u0643 \u0648\u0642\u062f \u062a\u064f\u0645\u0646\u0639 \u0645\u0646 \u0627\u0644\u0633\u0641\u0631 \u0645\u0646 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629. \u0648\u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0623\u064a\u0636\u064b\u0627 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0628\u0646\u062f 22-3 (\u062d\u0642\u0646\u0627 \u0641\u064a \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643) \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n<p>17.3. \u0627\u0644\u062a\u0633\u0648\u064a\u0629<\/p>\n<p>\u0641\u064a \u062d\u0627\u0644\u0629 \u0633\u062f\u0627\u062f \u0634\u064a\u0643\u064b\u0627 \u0641\u064a \u062d\u0633\u0627\u0628\u0643\u060c \u0639\u0627\u062f\u0629 \u0645\u0627 \u064a\u0635\u0644 \u0627\u0644\u0623\u0645\u0631 \u0625\u0644\u0649 \u064a\u0648\u0645\u064a (2) \u0639\u0645\u0644 \u062d\u062a\u0649 \u0638\u0647\u0648\u0631 \u0627\u0644\u0631\u0635\u064a\u062f \u0641\u064a \u062d\u0633\u0627\u0628\u0643. \u0648\u0631\u063a\u0645 \u0630\u0644\u0643\u060c \u0642\u062f \u064a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u0623\u0645\u0631 \u0648\u0642\u062a\u064b\u0627 \u0623\u0637\u0648\u0644 \u0625\u0630\u0627 \u0643\u0646\u0627 \u0646\u0639\u062a\u0642\u062f \u0628\u0648\u062c\u0648\u062f \u0623\u0633\u0628\u0627\u0628 \u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0623\u0648 \u0623\u0633\u0628\u0627\u0628 \u0644\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u062a\u062d\u0648\u0644 \u062f\u0648\u0646 \u0625\u0636\u0627\u0641\u0629 \u0627\u0644\u0631\u0635\u064a\u062f \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0641\u064a \u063a\u0636\u0648\u0646 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0627\u062f\u0629.<\/p>\n<p>\u0633\u062a\u064f\u0642\u062f\u0645 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0645\u0624\u062c\u0644\u0629 \u0627\u0644\u062f\u0641\u0639 \u0644\u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u0641\u064a \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u064f\u062f\u0648\u0651\u0646 \u0639\u0644\u0649 \u0627\u0644\u0634\u064a\u0643 \u0623\u0648 \u0641\u064a \u063a\u0636\u0648\u0646 \u0641\u062a\u0631\u0629 \u0642\u0635\u064a\u0631\u0629 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u0627\u0631\u064a\u062e.<\/p>\n<p>\u0648\u0642\u062f \u062a\u064f\u0642\u0627\u0645 \u0636\u062f\u0643 \u062f\u0639\u0648\u0649 \u0642\u0636\u0627\u0626\u064a\u0629 \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u064a\u0643 \u0648\u0642\u062f \u062a\u064f\u0645\u0646\u0639 \u0645\u0646 \u0627\u0644\u0633\u0641\u0631 \u0645\u0646 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629. \u0648\u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0623\u064a\u0636\u064b\u0627 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0628\u0646\u062f 22-3 (\u062d\u0642\u0646\u0627 \u0641\u064a \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643) \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n<p>17.4. \u062e\u062f\u0645\u0629 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643<\/p>\n<p>\u0631\u0647\u0646\u064b\u0627 \u0628\u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0645\u0628\u0631\u0645\u0629 \u0645\u0639\u0646\u0627\u060c \u064a\u0645\u0643\u0646\u0643 \u0625\u064a\u062f\u0627\u0639 \u0634\u064a\u0643\u064b\u0627 \u0628\u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627. \u0644\u0645\u0632\u064a\u062f\u064d \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0648\u0644 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u062e\u062f\u0645\u0629 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0628\u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643\u060c \u064a\u064f\u0631\u062c\u0649 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u062f 36 (\u062e\u062f\u0645\u0629 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643).<\/p>\n<ol start=\"18\">\n<li><strong>\u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u064f\u0635\u0631\u0651\u062d \u0628\u0647\u0627<\/strong><\/li>\n<\/ol>\n<p>18.1. \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647\u0627<\/p>\n<p>\u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u0625\u0628\u0644\u0627\u063a\u0646\u0627 \u0628\u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u063a\u064a\u0631 \u0645\u064f\u0635\u0631\u0651\u062d \u0628\u0647\u0627 \u062a\u064f\u062c\u0631\u0649 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0641\u0648\u0631 \u0645\u0644\u0627\u062d\u0638\u062a\u0643 \u0644\u0647\u0627 \u0648\u0642\u062f \u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0623\u0645\u0631 \u0625\u062c\u0631\u0627\u0621 \u062a\u062d\u0642\u064a\u0642\u064b\u0627\u060c \u0648\u0641\u064a \u0625\u0637\u0627\u0631 \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0642\u064a\u0642\u060c \u0642\u062f \u0646\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u0632\u0648\u064a\u062f\u0646\u0627 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\u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643) \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0648\u0625\u0630\u0627 \u0644\u0645 \u064a\u0635\u0644\u0646\u0627 \u0623\u064a \u0631\u062f \u0645\u0646\u0643\u060c \u0633\u0646\u0641\u062a\u0631\u0636 \u0623\u0646\u0643 \u0648\u0627\u0641\u0642\u062a \u0639\u0644\u0649 \u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u0648\u0633\u064a\u064f\u0639\u062f \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u0643 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628\u0643 \u0628\u0645\u062b\u0627\u0628\u0629 \u0642\u0628\u0648\u0644 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u064f\u062d\u062f\u0651\u062b\u0629.<\/p>\n<p>21.2. \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0637\u0631\u0623 \u0639\u0644\u0649 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 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\u062a\u0643\u0627\u0644\u064a\u0641\u060c \u0633\u0646\u0648\u062c\u0651\u0647 \u0625\u0644\u064a\u0643 \u0625\u062e\u0637\u0627\u0631\u064b\u0627 \u0645\u0633\u0628\u0642\u064b\u0627 \u0642\u0628\u0644 \u0633\u062a\u064a\u0646 (60) \u064a\u0648\u0645\u064b\u0627 \u062a\u0642\u0648\u064a\u0645\u064a\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u0645\u0646 \u0625\u062c\u0631\u0627\u0621 \u0623\u064a \u062a\u063a\u064a\u064a\u0631\u060c \u0648\u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0645\u0648\u0627\u0641\u0642\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a\u060c \u064a\u0645\u0643\u0646\u0643 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0628\u0646\u062f 22-2 (\u062d\u0642\u0643 \u0641\u064a \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643) \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637. \u0625\u0630\u0627 \u0644\u0645 \u064a\u0635\u0644\u0646\u0627 \u0623\u064a \u0631\u062f \u0645\u0646\u0643\u060c \u0633\u0646\u0641\u062a\u0631\u0636 \u0623\u0646\u0643 \u0648\u0627\u0641\u0642\u062a \u0639\u0644\u0649 \u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u0648\u0633\u064a\u064f\u0639\u062f \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u0643 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628\u0643 \u0628\u0645\u062b\u0627\u0628\u0629 \u0642\u0628\u0648\u0644 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u064f\u062d\u062f\u0651\u062b\u0629.<\/p>\n<p>\u0625\u0630\u0627 \u0644\u0645 \u062a\u064f\u062c\u0631\u0649 \u0623\u064a \u0632\u064a\u0627\u062f\u0629 \u0639\u0644\u0649 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0623\u0648 \u0627\u0644\u0631\u0633\u0648\u0645 \u0623\u0648 \u0627\u0644\u0645\u0635\u0631\u0648\u0641\u0627\u062a\u060c \u0641\u0644\u0627 \u062f\u0627\u0639\u064a \u0644\u0625\u062e\u0637\u0627\u0631\u0643 \u0645\u0633\u0628\u0642\u064b\u0627. \u0648\u0644\u0643\u0646\u060c \u0633\u0646\u0628\u0644\u063a\u0643 \u0628\u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0641\u064a \u0623\u0642\u0631\u0628 \u0648\u0642\u062a \u0645\u0645\u0643\u0646 \u0645\u0646 \u0625\u062c\u0631\u0627\u0626\u0647\u0627.<\/p>\n<p>\u064a\u062a\u0648\u0641\u0631 \u062c\u062f\u0648\u0644 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062d\u0627\u0644\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0646\u0627 \u062f\u0627\u0626\u0645\u064b\u0627 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/p>\n<ol start=\"22\">\n<li><strong>\u062d\u0642\u0646\u0627 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629<\/strong><\/li>\n<\/ol>\n<p>22.1. \u0645\u0627 \u0647\u0648 \u0627\u0644\u062d\u0642 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629\u061f<\/p>\n<p>\u0644\u062f\u064a\u0646\u0627 \u0627\u0644\u062d\u0642 \u0641\u064a \u0625\u062c\u0631\u0627\u0621 \u0645\u0642\u0627\u0635\u0629 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0648\u0623\u064a \u0645\u0646\u062a\u062c\u0627\u062a \u0623\u0648 \u062a\u0633\u0647\u064a\u0644\u0627\u062a \u0623\u062e\u0631\u0649 \u0646\u0642\u062f\u0645\u0647\u0627 \u0644\u0643\u060c \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646\u0646\u0627 \u064a\u0645\u0643\u0646\u0646\u0627 \u0633\u062d\u0628 \u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u0623\u064a \u062d\u0633\u0627\u0628 \u062a\u0645\u062a\u0644\u0643\u0647 \u0644\u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0630\u064a \u062a\u062f\u064a\u0646 \u0628\u0647 \u0644\u0646\u0627.<\/p>\n<p>\u064a\u0645\u0643\u0646\u0646\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0642\u0646\u0627 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644:<\/p>\n<ul>\n<li>\u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0644\u062f\u064a\u0643 \u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0644\u062f\u064a\u0646\u0627 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0623\u064a \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u0643).<\/li>\n<li>\u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0645\u062f\u064a\u0646\u064b\u0627 \u0644\u0646\u0627 \u0628\u0623\u0645\u0648\u0627\u0644 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0623\u064a \u0645\u0646\u062a\u062c \u0623\u0648 \u062a\u0633\u0647\u064a\u0644 \u0645\u064f\u0642\u062f\u0645 \u0625\u0644\u064a\u0643\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 (\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644) \u0623\u064a \u0642\u0631\u0636 \u0623\u0648 \u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0633\u062d\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0643\u0634\u0648\u0641 \u0648\u062a\u0623\u062e\u0631\u062a \u0639\u0646 \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0644\u0646\u0627.<\/li>\n<\/ul>\n<p>\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0627\u062a\u060c \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 (\u0623\u0648 \u0641\u064a \u0623\u064a \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u0643) \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u062a\u0623\u062e\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u062f\u064a\u0646 \u0628\u0647\u0627 \u0644\u0646\u0627. \u0648\u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0623\u064a\u0636\u064b\u0627 \u0645\u0645\u0627\u0631\u0633\u0629 \u062d\u0642\u0646\u0627 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0645\u0628\u0627\u0644\u063a \u062a\u062f\u064a\u0646 \u0628\u0647\u0627 \u0644\u0646\u0627\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0625\u0630\u0627 \u0643\u0646\u0627 \u0646\u062f\u064a\u0646 \u0628\u0623\u0645\u0648\u0627\u0644 \u0644\u0643\u060c \u064a\u0645\u0643\u0646\u0646\u0627 \u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u062d\u0642\u0646\u0627 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629 \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u062e\u0627\u0635 \u0628\u0623\u064a \u062f\u064a\u0646 \u0645\u0633\u062a\u062d\u0642 \u0639\u0644\u064a\u0643 \u0644\u0646\u0627.<\/p>\n<p>22.2. \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0642\u0646\u0627 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629<\/p>\n<p>\u0633\u0646\u0642\u0648\u0645 \u062f\u0627\u0626\u0645\u064b\u0627 \u0628\u0645\u0631\u0627\u0639\u0627\u0629 \u0638\u0631\u0648\u0641\u0643\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0623\u064a \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0623\u0648 \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0642\u0628\u0644 \u0645\u0645\u0627\u0631\u0633\u0629 \u062d\u0642\u0646\u0627 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629.<\/p>\n<p>\u0648\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646\u0646\u0627 \u0644\u0646 \u0646\u0628\u0644\u063a\u0643 \u0639\u0627\u062f\u0629 \u0642\u0628\u0644 \u0645\u0645\u0627\u0631\u0633\u0629 \u062d\u0642\u0646\u0627 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629\u060c \u0633\u0646\u0628\u0644\u063a\u0643 \u0641\u064a \u0623\u0642\u0631\u0628 \u0648\u0642\u062a \u0645\u0645\u0643\u0646 \u0628\u0639\u062f \u0642\u064a\u0627\u0645\u0646\u0627 \u0628\u0630\u0644\u0643.<\/p>\n<p>22.3. \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u0627 \u064a\u0645\u0643\u0646\u0646\u0627 \u0641\u064a\u0647\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0642 \u0627\u0644\u0645\u0642\u0627\u0635\u0629<\/p>\n<ul>\n<li>\u0644\u0627 \u064a\u0645\u0643\u0646\u0646\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0642\u0646\u0627 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629 \u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0645\u062d\u062f\u062f\u0629\u060c \u0645\u0646 \u0628\u064a\u0646\u0647\u0627 \u0645\u0627 \u064a\u0644\u064a:\n<ul>\n<li>\u0639\u0646\u062f\u0645\u0627 \u0646\u0643\u0648\u0646 \u0645\u0644\u0632\u0645\u064a\u0646 \u0642\u0627\u0646\u0648\u0646\u064b\u0627 \u0628\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u062d\u0633\u0627\u0628 \u0628\u0627\u0633\u0645\u0643 \u0623\u0648 \u0628\u0627\u0633\u0645 \u0634\u062e\u0635 \u0622\u062e\u0631.<\/li>\n<li>\u0639\u0646\u062f\u0645\u0627 \u064a\u064f\u062d\u0638\u0631 \u0639\u0644\u064a\u0646\u0627 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0630\u0644\u0643 \u0628\u062d\u0643\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0623\u0648 \u0628\u062d\u0643\u0645 \u0635\u0627\u062f\u0631 \u0645\u0646 \u0645\u062d\u0643\u0645\u0629.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"23\">\n<li><strong>\u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629<\/strong><\/li>\n<\/ol>\n<p>23.1. \u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629<\/p>\n<p>\u0625\u0630\u0627 \u0642\u0631\u0631\u062a \u0623\u0646\u0643 \u0644\u0627 \u062a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062d\u0633\u0627\u0628\u0643\u060c \u064a\u0645\u0643\u0646\u0643 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u0648\u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0645\u064f\u0628\u0631\u0645\u0629 \u0645\u0639\u0646\u0627 \u0641\u064a \u063a\u0636\u0648\u0646 \u062e\u0645\u0633\u0629 (5) \u0623\u064a\u0627\u0645 \u0639\u0645\u0644 \u0643\u0627\u0645\u0644\u0629 \u0645\u0646 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0648\u0647\u0630\u0647 \u0645\u0627 \u064a\u064f\u0637\u0644\u0642 \u0639\u0644\u064a\u0647\u0627 \u201c\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629\u201d.<\/p>\n<p>\u064a\u0645\u0643\u0646\u0643 \u0645\u0645\u0627\u0631\u0633\u0629 \u0647\u0630\u0627 \u0627\u0644\u062d\u0642 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u062f 2-1 (\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627) \u0623\u0639\u0644\u0627\u0647\u060c \u062d\u064a\u062b \u0646\u0631\u062f \u0625\u0644\u064a\u0643 \u062d\u064a\u0646\u0647\u0627 \u0623\u064a \u0631\u0633\u0648\u0645 \u0633\u062f\u062f\u062a\u0647\u0627 \u0625\u0644\u064a\u0646\u0627 \u0628\u0639\u062f \u062e\u0635\u0645 \u0623\u064a \u062a\u0643\u0627\u0644\u064a\u0641 \u0645\u0639\u0642\u0648\u0644\u0629 \u0648\u0645\u0628\u0627\u0634\u0631\u0629 \u062a\u0643\u0628\u062f\u0646\u0627\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062d\u0633\u0627\u0628\u0643.<\/p>\n<p>23.2. \u062d\u0642\u0643 \u0641\u064a \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643<\/p>\n<p>\u064a\u0645\u0643\u0646\u0643 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0628\u0625\u0628\u0644\u0627\u063a\u0646\u0627 \u0634\u0641\u0647\u064a\u064b\u0627 \u0623\u0648 \u062e\u0637\u064a\u064b\u0627 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u062f 2-1 (\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627) \u0623\u0639\u0644\u0627\u0647.\u00a0 \u064a\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0628\u0623\u0646\u0647 \u0641\u064a \u062d\u0627\u0644 \u0623\u063a\u0644\u0642\u062a \u062d\u0633\u0627\u0628\u0643 \u0641\u064a \u063a\u0636\u0648\u0646 \u0633\u062a\u0629 (6) \u0623\u0634\u0647\u0631 \u0645\u0646 \u0641\u062a\u062d\u0647\u060c \u0642\u062f \u062a\u062a\u0643\u0628\u062f \u0631\u0633\u0648\u0645\u064b\u0627 \u0646\u062d\u062f\u062f\u0647\u0627 \u0646\u062d\u0646\u060c \u0623\u0645\u0627 \u0625\u0630\u0627 \u0623\u063a\u0644\u0642\u062a \u062d\u0633\u0627\u0628\u0643 \u0628\u0639\u062f \u0633\u062a\u0629 (6) \u0623\u0634\u0647\u0631 \u0645\u0646 \u0641\u062a\u062d\u0647\u060c \u0641\u0644\u064a\u0633\u062a \u0647\u0646\u0627\u0643 \u0623\u064a \u0631\u0633\u0648\u0645 \u062a\u0633\u062f\u062f\u0647\u0627.<\/p>\n<p>23.3. \u062d\u0642\u0646\u0627 \u0641\u064a \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643<\/p>\n<p>\u0628\u0639\u062f \u062a\u0633\u0644\u0651\u0645 \u0637\u0644\u0628 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643\u060c \u0633\u0646\u0642\u0631 \u0628\u062a\u0633\u0644\u0651\u0645 \u0637\u0644\u0628\u0643 \u062e\u0637\u064a\u064b\u0627 \u0641\u064a \u063a\u0636\u0648\u0646 \u064a\u0648\u0645\u064a \u0639\u0645\u0644 (2) \u0643\u0627\u0645\u0644\u064a\u0646 \u0648\u0625\u0628\u0644\u0627\u063a\u0643 \u0628\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643\u060c \u0639\u0644\u0649 \u0623\u0646 \u062a\u0643\u062a\u0645\u0644 \u0639\u0645\u0644\u064a\u0629 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u0641\u064a \u063a\u0636\u0648\u0646 \u0633\u0628\u0639\u0629 (7) \u0623\u064a\u0627\u0645 \u0639\u0645\u0644 \u0643\u0627\u0645\u0644\u0629 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u062a\u0633\u0644\u0651\u0645 \u0637\u0644\u0628\u0643. \u0648\u0633\u0646\u0648\u062c\u0651\u0647 \u0625\u0644\u064a\u0643 \u062a\u0623\u0643\u064a\u062f\u064b\u0627 \u062e\u0637\u064a\u064b\u0627 \u0628\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u063a\u0644\u0627\u0642\u060c \u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u0648 \u0648\u062b\u0627\u0626\u0642 \u0623\u062e\u0631\u0649 \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0646\u0627 \u062a\u0642\u062f\u064a\u0645\u0647\u0627 \u0625\u0644\u064a\u0643.<\/p>\n<p>\u064a\u0645\u0643\u0646\u0646\u0627 \u0623\u064a\u0636\u064b\u0627 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u0644\u0623\u064a \u0633\u0628\u0628 \u0641\u064a \u0623\u064a \u0648\u0642\u062a. \u0641\u0641\u064a \u063a\u0627\u0644\u0628\u064a\u0629 \u0627\u0644\u0623\u062d\u0648\u0627\u0644\u060c \u0633\u0646\u0631\u0633\u0644 \u0625\u0644\u064a\u0643 \u0625\u062e\u0637\u0627\u0631\u064b\u0627 \u062e\u0637\u064a\u064b\u0627 \u0645\u0633\u0628\u0642\u064b\u0627 \u0628\u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u0648\u0628\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u0625\u063a\u0644\u0627\u0642 \u0642\u0628\u0644 \u0630\u0644\u0643 \u0628\u0633\u062a\u064a\u0646 (60) \u064a\u0648\u0645\u064b\u0627 \u062a\u0642\u0648\u064a\u0645\u064a\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644.<\/p>\n<p>\u0648\u0631\u063a\u0645 \u0630\u0644\u0643\u060c \u0642\u062f \u062a\u0643\u0648\u0646 \u0647\u0646\u0627\u0643 \u062d\u0627\u0644\u0627\u062a \u064a\u062d\u0642 \u0644\u0646\u0627 \u0641\u064a\u0647\u0627 \u0623\u0648 \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0646\u0627 \u0641\u064a\u0647\u0627 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 \u062f\u0648\u0646 \u062a\u0648\u062c\u064a\u0647 \u0625\u062e\u0637\u0627\u0631 \u0625\u0644\u064a\u0643 \u0623\u0648 \u0625\u0628\u0644\u0627\u063a\u0643 \u0628\u0623\u0633\u0628\u0627\u0628 \u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u062d\u0633\u0627\u0628. \u0648\u0642\u062f \u062a\u062a\u0636\u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0645\u0627 \u064a\u0644\u064a:<\/p>\n<ul>\n<li>\u0627\u0646\u062a\u0647\u0627\u0643\u0643 \u0644\u0623\u064a \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631.<\/li>\n<li>\u062a\u0632\u0648\u064a\u062f\u0646\u0627 \u0628\u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062e\u0627\u0637\u0626\u0629.<\/li>\n<li>\u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0644\u062f\u064a\u0646\u0627 \u0623\u0633\u0628\u0627\u0628 \u0645\u0646\u0637\u0642\u064a\u0629 \u062a\u062f\u0639\u0648\u0646\u0627 \u0644\u0644\u0634\u0643 \u0641\u064a \u0648\u062c\u0648\u062f \u0645\u062e\u0627\u0637\u0631 \u0627\u0631\u062a\u0643\u0627\u0628 \u062c\u0631\u064a\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u0627\u062d\u062a\u064a\u0627\u0644 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062d\u0633\u0627\u0628\u0643.<\/li>\n<li>\u0642\u064a\u0627\u0645\u0643 \u0628\u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u062d\u0633\u0627\u0628\u0643 \u0628\u0635\u0648\u0631\u0629 \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0623\u0648 \u0645\u062d\u0627\u0648\u0644\u0629 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0630\u0644\u0643.<\/li>\n<li>\u062a\u0648\u062c\u064a\u0647 \u0637\u0644\u0628 \u0625\u0644\u064a\u0646\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0623\u064a \u0645\u062d\u0643\u0645\u0629 \u0623\u0648 \u062c\u0647\u0629 \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0628\u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643.<\/li>\n<li>\u0623\u0646 \u064a\u0645\u062b\u0644 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u062a\u062d \u062d\u0633\u0627\u0628\u0643 \u062e\u0631\u0642\u064b\u0627 \u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0646\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\/\u0623\u0648 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629.<\/li>\n<li>\u0623\u0646 \u064a\u0643\u0648\u0646 \u0647\u0646\u0627\u0643 \u0623\u064a \u0633\u0628\u0628 \u0648\u062c\u064a\u0647 \u0622\u062e\u0631 \u064a\u0646\u0637\u0648\u064a \u0639\u0644\u0649 \u0636\u0631\u0648\u0631\u0629 \u0625\u063a\u0644\u0627\u0642\u0646\u0627 \u062d\u0633\u0627\u0628\u0643 \u062f\u0648\u0646 \u062a\u0648\u062c\u064a\u0647 \u0623\u064a \u0625\u062e\u0637\u0627\u0631.<\/li>\n<\/ul>\n<p>23.4. \u0628\u064a\u0627\u0646 \u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u062d\u0633\u0627\u0628<\/p>\n<p>\u0628\u0639\u062f \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643\u060c \u0633\u0646\u0635\u062f\u0631 \u0644\u0643 \u0628\u064a\u0627\u0646 \u0645\u0627\u0644\u064a \u0628\u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u062d\u0633\u0627\u0628 \u0641\u064a \u063a\u0636\u0648\u0646 \u0633\u0628\u0639\u0629 (7) \u0623\u064a\u0627\u0645 \u0639\u0645\u0644 \u0643\u0627\u0645\u0644\u0629 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0637\u0644\u0628 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643\u060c \u0623\u0648 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u0625\u062e\u0637\u0627\u0631\u0643 \u0628\u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643 (\u062d\u0633\u0628 \u0645\u0642\u062a\u0636\u0649 \u0627\u0644\u062d\u0627\u0644).<\/p>\n<p>23.5. \u0634\u0631\u0648\u0637 \u0627\u0644\u0625\u063a\u0644\u0627\u0642<\/p>\n<p>\u062a\u0642\u0639 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642\u0643 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u062a\u062e\u0627\u0630 \u062e\u0637\u0648\u0627\u062a \u0645\u0639\u064a\u0646\u0629 \u0639\u0646\u062f \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643\u060c \u062a\u062a\u0645\u062b\u0644 \u0641\u064a:<\/p>\n<ul>\n<li>\u0625\u062a\u0644\u0627\u0641 \u0623\u064a \u0628\u0637\u0627\u0642\u0627\u062a \u062e\u0635\u0645 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062d\u0633\u0627\u0628\u0643.<\/li>\n<li>\u0625\u062a\u0644\u0627\u0641 \u0623\u064a \u0634\u064a\u0643\u0627\u062a \u063a\u064a\u0631 \u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0648\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0625\u062c\u0631\u0627\u0621 \u062a\u0631\u062a\u064a\u0628\u0627\u062a \u0633\u062f\u0627\u062f \u0628\u062f\u064a\u0644\u0629 \u0644\u0623\u064a \u0634\u064a\u0643\u0627\u062a \u0645\u0633\u062a\u062d\u0642\u0629 \u0627\u0644\u0633\u062f\u0627\u062f.<\/li>\n<li>\u062a\u0646\u0632\u064a\u0644 \u0623\u064a \u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0648 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u064a\u0647\u0627 \u0645\u0646 \u0645\u0646\u0635\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0623\u0648 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643.<\/li>\n<li>\u0625\u0644\u063a\u0627\u0621 \u0623\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0633\u062f\u0627\u062f \u0645\u0646\u062a\u0638\u0645\u0629 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0623\u0648 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643. \u0648\u0633\u062a\u064f\u0631\u0641\u0636 \u0623\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0633\u062f\u0627\u062f \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u062a\u062c\u0631\u0649 \u0628\u0639\u062f \u0625\u063a\u0644\u0627\u0642\u0647 \u0648\u0633\u062a\u064f\u0631\u062f \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0625\u0644\u0649 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0645\u064f\u0633\u062f\u062f.<\/li>\n<li>\u062a\u0632\u0648\u064a\u062f\u0646\u0627 \u0628\u0623\u064a \u0634\u064a\u0643\u0627\u062a \u0648\u0631\u0642\u064a\u0629 \u062c\u0631\u0649 \u062a\u0642\u062f\u064a\u0645\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062e\u062f\u0645\u0629 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0628\u0646\u062f 36 (\u062e\u062f\u0645\u0629 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643).<\/li>\n<\/ul>\n<p>\u0643\u0645\u0627 \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u0631\u062f\u0651 \u0623\u064a \u0645\u0628\u0644\u063a \u062a\u062f\u064a\u0646 \u0628\u0647 \u0625\u0644\u064a\u0646\u0627 \u0642\u0628\u0644 \u0623\u0646 \u0646\u062a\u0645\u0643\u0646 \u0645\u0646 \u0625\u063a\u0644\u0627\u0642 \u062d\u0633\u0627\u0628\u0643. \u0648\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u0645\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0628\u0639\u0636 \u0645\u0646\u062a\u062c\u0627\u062a\u0646\u0627 \u0627\u0644\u0623\u062e\u0631\u0649 (\u0645\u062b\u0644 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629) \u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u062f\u064a\u0643 \u062d\u0633\u0627\u0628 \u0644\u062f\u064a\u0646\u0627\u060c \u0644\u0630\u0644\u0643\u060c 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\u0645\u0646\u0643 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u062b\u0644\u0627\u062b (3) \u0633\u0646\u0648\u0627\u062a \u0623\u0648 \u0623\u0643\u062b\u0631 \u0648\u0644\u0645 \u062a\u064f\u062c\u0631 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062f\u0627\u0626\u0646\u0629 \u0623\u0648 \u0645\u062f\u064a\u0646\u0629 (\u0628\u062e\u0644\u0627\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u062c\u0631\u064a\u0647\u0627) \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0623\u0648 \u0639\u0644\u0649 \u0623\u064a \u062d\u0633\u0627\u0628 \u0622\u062e\u0631 \u0644\u062f\u064a\u0646\u0627 \u0644\u0645\u062f\u0629 \u062b\u0644\u0627\u062b (3) \u0633\u0646\u0648\u0627\u062a.<\/p>\n<p>\u0625\u0630\u0627 \u0645\u0627 \u0635\u0646\u0651\u0641\u0646\u0627 \u062d\u0633\u0627\u0628\u0643 \u0628\u0623\u0646\u0647 \u062d\u0633\u0627\u0628 \u062e\u0627\u0645\u0644\u060c \u0633\u0646\u0648\u062c\u0651\u0647 \u0625\u0644\u064a\u0643 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\u0645\u0646 \u0625\u0631\u0633\u0627\u0644\u0647\u060c \u0633\u0646\u0633\u062a\u0645\u0631 \u0641\u064a \u062a\u0635\u0646\u064a\u0641 \u062d\u0633\u0627\u0628\u0643 \u0628\u0623\u0646\u0647 \u062d\u0633\u0627\u0628 \u062e\u0627\u0645\u0644.<\/p>\n<p>\u0648\u0642\u062f \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0646\u0627 \u0623\u064a\u0636\u064b\u0627 \u0625\u062e\u0637\u0627\u0631 \u0628\u0639\u0636 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0635\u0631\u0641 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u060c \u0628\u0642\u0631\u0627\u0631\u0646\u0627 \u0628\u062a\u0635\u0646\u064a\u0641 \u062d\u0633\u0627\u0628\u0643 \u0628\u0623\u0646\u0647 \u062d\u0633\u0627\u0628 \u062e\u0627\u0645\u0644.<\/p>\n<p>24.2. \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0645\u0644\u0629<\/p>\n<p>\u0633\u064a\u0638\u0644 \u0623\u064a \u0645\u0628\u0644\u063a \u0645\u0633\u062a\u062d\u0642 \u0644\u0631\u0635\u064a\u062f \u062d\u0633\u0627\u0628\u0643 \u0645\u0644\u0643\u064b\u0627 \u0644\u0643 \u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u062a\u0635\u0646\u064a\u0641\u0646\u0627 \u0644\u062d\u0633\u0627\u0628\u0643 \u0628\u0623\u0646\u0647 \u062d\u0633\u0627\u0628 \u062e\u0627\u0645\u0644\u060c \u0648\u0633\u0646\u0642\u0648\u0645 \u0628\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0644\u0631\u0635\u064a\u062f \u062d\u0633\u0627\u0628\u0643 \u0625\u0644\u0649 \u062f\u0641\u062a\u0631 \u0623\u0633\u062a\u0627\u0630 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062e\u0627\u0645\u0644 \u0627\u0644\u0630\u064a \u0646\u062d\u062a\u0641\u0638 \u0628\u0647. \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062e\u0627\u0645\u0644 \u062d\u0633\u0627\u0628\u064b\u0627 \u0645\u0631\u062a\u0628\u0637 \u0628\u0641\u0627\u0626\u062f\u0629\u060c \u0633\u062a\u0633\u062a\u0645\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u062a\u0631\u0627\u0643\u0645. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0644\u0646 \u064a\u062a\u0645 \u0641\u0631\u0636 \u0623\u064a \u0631\u0633\u0648\u0645 \u0628\u062e\u0644\u0627\u0641 \u062a\u0644\u0643 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627 \u0627\u0644\u0645\u0641\u0631\u0648\u0636\u0629 \u0639\u0644\u0649 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0645\u0644\u0629. \u064a\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646\u0647 \u0644\u0646 \u062a\u0635\u062f\u0631 \u0643\u0634\u0648\u0641 \u062d\u0633\u0627\u0628 \u0644\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0645\u0644\u0629\u060c \u0648\u0644\u0643\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0633\u062a\u0633\u062a\u0645\u0631 \u062f\u0648\u0646 \u0627\u0646\u0642\u0637\u0627\u0639.<\/p>\n<p>\u0625\u0630\u0627 \u0638\u0644 \u062d\u0633\u0627\u0628\u0643 \u062e\u0627\u0645\u0644\u064b\u0627 \u0644\u0645\u062f\u0629 \u062e\u0645\u0633 (5) \u0633\u0646\u0648\u0627\u062a \u0623\u0648 \u0623\u0643\u062b\u0631 \u0641\u0633\u0646\u0636\u0637\u0631 \u0625\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0644\u0631\u0635\u064a\u062f \u062d\u0633\u0627\u0628\u0643 \u0625\u0644\u0649 \u062f\u0641\u062a\u0631 \u0623\u0633\u062a\u0627\u0630 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062e\u0627\u0645\u0644 \u0627\u0644\u0630\u064a \u064a\u062d\u062a\u0641\u0638 \u0628\u0647 \u0645\u0635\u0631\u0641 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u060c \u0648\u0639\u0646\u062f\u0626\u0630\u064d \u0644\u0646 \u062a\u0633\u062f\u062f \u0623\u064a \u0641\u0648\u0627\u0626\u062f \u0639\u0644\u0649 \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u064a\u062a\u0645 \u062a\u062d\u0648\u064a\u0644\u0647\u0627.<\/p>\n<p>24.3. \u0625\u0639\u0627\u062f\u0629 \u062a\u0646\u0634\u064a\u0637 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0645\u0644\u0629<\/p>\n<p>\u064a\u0645\u0643\u0646\u0643 \u0623\u0646 \u062a\u0637\u0644\u0628 \u0625\u0639\u0627\u062f\u0629 \u062a\u0646\u0634\u064a\u0637 \u062d\u0633\u0627\u0628 \u062e\u0627\u0645\u0644 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0639\u0646 \u0637\u0631\u064a\u0642 \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0625\u0639\u0627\u062f\u0629 \u062a\u0646\u0634\u064a\u0637 \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u0624\u0643\u062f \u0647\u0648\u064a\u062a\u0643. \u0633\u064a\u062c\u0631\u064a \u0625\u0639\u0627\u062f\u0629 \u062a\u0646\u0634\u064a\u0637 \u062d\u0633\u0627\u0628\u0643 \u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u064a \u062a\u0633\u0644\u0645\u0646\u0627\u0647\u0627 \u0645\u0642\u0646\u0639\u0629 \u0648\u0643\u0627\u0641\u064a\u0629 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0646\u0627. \u064a\u064f\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646\u0647 \u0644\u0646 \u062a\u064f\u062c\u0631\u0649 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u062d\u0633\u0627\u0628 \u062d\u062a\u0649 \u0625\u0639\u0627\u062f\u0629 \u062a\u0646\u0634\u064a\u0637 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062e\u0627\u0645\u0644 \u0628\u062e\u0644\u0627\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629.<\/p>\n<ol start=\"25\">\n<li><strong>\u0646\u0642\u0644 \u062d\u0633\u0627\u0628\u0643 \u0644\u0628\u0646\u0643 \u0622\u062e\u0631<\/strong><\/li>\n<\/ol>\n<p>25.1. \u0646\u0642\u0644 \u062d\u0633\u0627\u0628\u0643 \u0644\u0628\u0646\u0643 \u0622\u062e\u0631<\/p>\n<p>\u064a\u0645\u0643\u0646\u0646\u0627 \u0646\u0642\u0644 \u062c\u0645\u064a\u0639 \u062d\u0642\u0648\u0642\u0646\u0627 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062d\u0633\u0627\u0628\u0643 \u0625\u0644\u0649 \u0628\u0646\u0643 \u0622\u062e\u0631 \u0623\u0648 \u0645\u0624\u0633\u0633\u0629 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\u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0641\u0642\u062f \u0646\u0634\u0627\u0631\u0643 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0643 \u0645\u0639 \u062c\u0647\u0627\u062a \u062e\u0627\u0631\u062c\u064a\u0629 \u0641\u064a \u0625\u0637\u0627\u0631 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0646\u0642\u0644.<\/p>\n<p>\u0644\u0627 \u064a\u0645\u0643\u0646\u0643 \u0646\u0642\u0644 \u0623\u064a \u0645\u0646 \u062d\u0642\u0648\u0642\u0643 \u0648\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062d\u0633\u0627\u0628\u0643\u060c \u0623\u0648 \u0627\u0644\u062d\u0633\u0627\u0628 \u0630\u0627\u062a\u0647\u060c \u0625\u0644\u0649 \u0623\u064a \u0634\u062e\u0635 \u0622\u062e\u0631.<\/p>\n<p><strong>\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0647\u0645\u0629 \u0623\u062e\u0631\u0649<\/strong><\/p>\n<ol start=\"26\">\n<li><strong>\u0627\u0644\u0634\u0643\u0627\u0648\u0649<\/strong><\/li>\n<\/ol>\n<p>26.1. \u0643\u064a\u0641\u064a\u0629 \u062a\u0642\u062f\u064a\u0645 \u0634\u0643\u0648\u0649<\/p>\n<p>\u0644\u0644\u0634\u0643\u0627\u0648\u0649\u060c \u064a\u064f\u0631\u062c\u0649 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0648\u0625\u0628\u0644\u0627\u063a\u0646\u0627 \u0628\u0634\u0643\u0648\u0627\u0643 \u0648\u0633\u0646\u0628\u0630\u0644 \u0645\u0627 \u0641\u064a \u0648\u0633\u0639\u0646\u0627 \u0645\u0646 \u0623\u062c\u0644 \u062d\u0644\u0647\u0627. \u064a\u0645\u0643\u0646\u0643 \u062a\u0642\u062f\u064a\u0645 \u0634\u0643\u0648\u0649 \u0625\u0645\u0627 \u0634\u0641\u0647\u064a\u064b\u0627 \u0623\u0648 \u062e\u0637\u064a\u064b\u0627 \u0628\u0627\u062a\u0628\u0627\u0639 \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n<ul>\n<li>\u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u00a0<a href=\"mailto:complaint@mbankuae.com\">complaint@mbankuae.com<\/a><\/li>\n<li>\u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0639\u0644\u0649 \u0627\u0644\u0631\u0642\u0645 600571111.<\/li>\n<li>\u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0629 \u0639\u0644\u0649 \u0639\u0646\u0648\u0627\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a \u0630.\u0645.\u0645\u060c \u0635.\u0628: 111485\u060c \u0623\u0628\u0648\u0638\u0628\u064a.<\/li>\n<li>\u0645\u0646 \u062e\u0644\u0627\u0644 \u0635\u0641\u062d\u0629 \u201c\u0627\u062a\u0635\u0644 \u0628\u0646\u0627\u201d \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<\/li>\n<li>\u0645\u0646 \u062e\u0644\u0627\u0644 \u0635\u0641\u062d\u0629 \u201c\u0627\u062a\u0635\u0644 \u0628\u0646\u0627\u201d \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643.<\/li>\n<\/ul>\n<p>\u0648\u0633\u0646\u062d\u064a\u0637\u0643 \u0639\u0644\u0645\u064b\u0627 \u0628\u0623\u0646\u0646\u0627 \u0642\u062f \u062a\u0633\u0644\u0651\u0645\u0646\u0627 \u0634\u0643\u0648\u0627\u0643 \u0641\u064a \u063a\u0636\u0648\u0646 \u064a\u0648\u0645\u064a (2) \u0639\u0645\u0644 \u0643\u0627\u0645\u0644\u064a\u0646\u060c \u0643\u0645\u0627 \u0633\u0646\u0628\u0644\u063a\u0643 \u0628\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u0627\u0644\u062e\u0627\u0635\u0629 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\u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u201c\u0633\u0646\u062f\u0643\u201d \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u00a0<a href=\"https:\/\/www.sanadak.gov.ae\/\">www.sanadak.gov.ae<\/a><br \/>\n\u0623\u0648 \u0627\u062a\u0635\u0627\u0644 \u0639\u0644\u0649\u00a0<a href=\"tel:7262325\">800SANADAK(7262325)<\/a><\/p>\n<ol start=\"27\">\n<li><strong>\u062e\u0637\u0629 \u0627\u0644\u0636\u0645\u0627\u0646<\/strong><\/li>\n<\/ol>\n<p>27.1. \u062e\u0637\u0629 \u0627\u0644\u0636\u0645\u0627\u0646<\/p>\n<p>\u0644\u0627 \u064a\u0648\u0641\u0631 \u0627\u0644\u0628\u0646\u0643 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u062d\u0627\u0644\u064a \u0623\u064a \u062e\u0637\u0629 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0648\u062f\u0627\u0626\u0639 \u0641\u064a \u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629. \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u064a\u0647\u060c \u0641\u0625\u0646 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0648\u062f\u0639\u0629 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0644\u064a\u0633\u062a \u0645\u062d\u0645\u064a\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u0639\u062f\u0645 \u0642\u062f\u0631\u062a\u0646\u0627 \u0639\u0644\u0649 \u0627\u0644\u0648\u0641\u0627\u0621 \u0628\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a\u0646\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n<ol start=\"28\">\n<li><strong>\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a<\/strong><\/li>\n<\/ol>\n<p>28.1. \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0643<\/p>\n<p>\u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0623\u0648 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\u0628\u0627\u0644\u062d\u0633\u0627\u0628 \u0628\u0639\u0646\u0627\u064a\u0629 \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u064a \u0641\u0647\u0645 \u0623\u064a \u0634\u064a\u0621.<\/p>\n<ul>\n<li>\u0627\u0644\u0641\u0627\u0626\u062f\u0629: \u0644\u0627 \u0646\u062f\u0641\u0639 \u0623\u064a \u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0631\u0635\u062f\u0629 \u0627\u0644\u062f\u0627\u0626\u0646\u0629 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u062c\u0627\u0631\u064a.<\/li>\n<li>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0644\u0631\u0627\u062a\u0628: \u0625\u0630\u0627 \u0643\u0627\u0646 \u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0623\u0642\u0644 \u0645\u0646 3,000 \u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a 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\u062f\u062e\u0644\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0639\u0646 3,000 \u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a.<\/li>\n<\/ul>\n<p>\u0644\u0627 \u064a\u062a\u0637\u0644\u0628 \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0630\u0643\u064a \u062d\u062f\u064b\u0627 \u0623\u062f\u0646\u0649 \u0644\u0644\u0625\u064a\u062f\u0627\u0639\u060c \u0648\u0644\u0633\u062a \u0645\u0644\u0632\u0645\u064b\u0627 \u0628\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062d\u062f \u0623\u062f\u0646\u0649 \u0645\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u0641\u064a \u062d\u0633\u0627\u0628\u0643.<\/p>\n<p>32.2. \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0641\u0648\u0627\u0626\u062f\u0647<\/p>\n<p>\u064a\u0648\u0641\u0631 \u0644\u0643 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0630\u0643\u064a \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 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\u0625\u062f\u0627\u0631\u0629 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0630\u0643\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643\u060c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641.<\/li>\n<li>\u064a\u0645\u0643\u0646\u0643 \u0625\u064a\u062f\u0627\u0639 \u0645\u0628\u0627\u0644\u063a \u0646\u0642\u062f\u064a\u0629 \u0648\u0627\u0644\u0633\u062d\u0628 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0630\u0643\u064a \u0641\u064a \u0623\u064a \u0648\u0642\u062a.<\/li>\n<\/ul>\n<p>32.3. \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u062d\u0633\u0627\u0628<\/p>\n<p>\u064a\u0648\u062c\u062f \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u0627\u0635\u0629 \u0627\u0644\u062a\u064a \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0630\u0643\u064a\u060c \u0639\u0644\u0627\u0648\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0645\u0648\u0627\u0636\u0639 \u0623\u062e\u0631\u0649 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637. \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0642\u0631\u0627\u0621\u0629 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u062d\u0633\u0627\u0628 \u0628\u0639\u0646\u0627\u064a\u0629 \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u064a \u0641\u0647\u0645 \u0623\u064a \u0634\u064a\u0621.<\/p>\n<ul>\n<li>\u0627\u0644\u0641\u0627\u0626\u062f\u0629: \u0644\u0627 \u0646\u062f\u0641\u0639 \u0623\u064a \u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0631\u0635\u062f\u0629 \u0627\u0644\u062f\u0627\u0626\u0646\u0629 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0630\u0643\u064a.<\/li>\n<li>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0644\u0631\u0627\u062a\u0628: \u0625\u0630\u0627 \u0648\u0635\u0644 \u062f\u062e\u0644\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0625\u0644\u0649 3,000 \u062f\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a \u0623\u0648 \u0623\u0643\u062b\u0631 \u064a\u0645\u0643\u0646\u0643 \u0623\u0646 \u062a\u0637\u0644\u0628 \u062a\u062d\u0648\u064a\u0644 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0630\u0643\u064a \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u062c\u0627\u0631\u064d.<\/li>\n<li>\u062d\u062f\u0648\u062f \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a: \u0633\u064a\u0643\u0648\u0646 \u0644\u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0630\u0643\u064a \u062d\u062f\u0651\u064c \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0633\u062a\u0646\u0627\u062f\u064b\u0627 \u0625\u0644\u0649 \u0641\u0626\u0629 \u0639\u0636\u0648\u064a\u062a\u0643 (\u0627\u0646\u0638\u0631 \u0627\u0644\u0628\u0646\u0648\u062f 36 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629)\u060c \u064837 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0628\u0644\u0627\u062a\u064a\u0646\u064a\u0629)\u060c \u064838 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0627\u0633\u064a\u0629) \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637).<\/li>\n<\/ul>\n<ol start=\"33\">\n<li><strong>\u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<\/strong><\/li>\n<\/ol>\n<p>\u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0647\u0648 \u062d\u0633\u0627\u0628 \u062c\u0627\u0631\u064d \u062a\u0642\u0648\u0645 \u0628\u0645\u0634\u0627\u0631\u0643\u062a\u0647 \u0645\u0639 \u0634\u062e\u0635 \u0622\u062e\u0631.<\/p>\n<p>33.1. \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642<\/p>\n<p>\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062a\u0642\u062f\u0645 \u0628\u0637\u0644\u0628 \u0644\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u0643 \u0645\u0639 \u0634\u062e\u0635 \u0648\u0627\u062d\u062f \u0622\u062e\u0631 \u0628\u062d\u062f \u0623\u0642\u0635\u0649\u060c \u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u062a\u0648\u0641\u0631 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642.<\/p>\n<p>\u0641\u064a \u062d\u0627\u0644 \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u0643 \u0633\u064a\u0643\u0648\u0646 \u0643\u0644 \u0645\u0646\u0643\u0645\u0627 \u0635\u0627\u062d\u0628 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0634\u062a\u0631\u0643. \u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u0648\u0641\u0631 \u0641\u064a \u0643\u0644 \u0635\u0627\u062d\u0628 \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u0643 \u0639\u0644\u0649 \u062d\u062f\u0629 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n<ul>\n<li>\u0623\u0644\u0627 \u064a\u0642\u0644 \u0639\u0645\u0631\u0647 \u0639\u0646 18 \u0639\u0627\u0645\u064b\u0627.<\/li>\n<li>\u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0642\u064a\u0645\u064b\u0627 \u0641\u064a \u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629.<\/li>\n<li>\u0623\u0644\u0627 \u064a\u0642\u0644 \u062f\u062e\u0644\u0647 \u0639\u0646 3,000 \u062f\u0631\u0647\u0645 \u0634\u0647\u0631\u064a\u064b\u0627.<\/li>\n<\/ul>\n<p>\u0644\u0627 \u064a\u062a\u0637\u0644\u0628 \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u0643 \u062d\u062f\u064b\u0627 \u0623\u062f\u0646\u0649 \u0644\u0644\u0625\u064a\u062f\u0627\u0639\u060c \u0648\u0644\u0633\u062a \u0645\u0644\u0632\u0645\u064b\u0627 \u0628\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062d\u062f \u0623\u062f\u0646\u0649 \u0645\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u0641\u064a \u062d\u0633\u0627\u0628\u0643.<\/p>\n<p>33.2. \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0641\u0648\u0627\u0626\u062f\u0629<\/p>\n<p>\u064a\u0648\u0641\u0631 \u0644\u0643 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0648\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u062a\u0634\u0645\u0644 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n<ul>\n<li>\u0633\u0646\u0635\u062f\u0631 \u0644\u0643 \u0648\u0644\u0635\u0627\u062d\u0628 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0622\u062e\u0631 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0628\u0637\u0627\u0642\u062a\u064a \u062e\u0635\u0645 \u0645\u0631\u062a\u0628\u0637\u062a\u064a\u0646 \u0628\u062d\u0633\u0627\u0628\u0643\u0645\u0627 \u0627\u0644\u0645\u0634\u062a\u0631\u0643. \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642\u060c \u0642\u062f \u0646\u064f\u0635\u062f\u0631 \u062f\u0641\u062a\u0631 \u0634\u064a\u0643\u0627\u062a \u0648\u0627\u062d\u062f\u064b\u0627 \u0623\u0648 \u0623\u0643\u062b\u0631 (\u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0634\u0631\u0648\u0637 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u064a \u062a\u062e\u062a\u0627\u0631\u0647\u0627) \u0644\u064a\u0643\u0648\u0646 \u0645\u0631\u062a\u0628\u0637\u064b\u0627 \u0628\u062d\u0633\u0627\u0628\u0643\u0645\u0627 \u0627\u0644\u0645\u0634\u062a\u0631\u0643. \u0633\u064a\u062a\u0645 \u0625\u0635\u062f\u0627\u0631 \u0623\u0648\u0644 \u062f\u0641\u062a\u0631 \u0634\u064a\u0643\u0627\u062a \u0644\u0643\u0644 \u0635\u0627\u062d\u0628 \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u0643 \u0645\u062c\u0627\u0646\u064b\u0627\u060c \u0648\u0633\u0646\u0641\u0631\u0636 \u0639\u0644\u064a\u0643 \u0631\u0633\u0648\u0645\u064b\u0627 \u0645\u0642\u0627\u0628\u0644 \u0625\u0635\u062f\u0627\u0631 \u0623\u064a \u062f\u0641\u0627\u062a\u0631 \u0634\u064a\u0643\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629. \u0633\u064a\u0642\u062a\u0635\u0631 \u0639\u062f\u062f \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0623\u064a \u062f\u0641\u062a\u0631 \u0634\u064a\u0643\u0627\u062a \u0639\u0644\u0649 \u0639\u0634\u0631\u0629 (10) \u0634\u064a\u0643\u0627\u062a.<\/li>\n<li>\u064a\u0645\u0643\u0646 \u0644\u0643\u0644 \u0635\u0627\u062d\u0628 \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u0643 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643\u060c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a 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\u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629.<\/li>\n<\/ul>\n<p>\u0644\u0627 \u064a\u0634\u062a\u0631\u0637 \u062d\u062f \u0623\u062f\u0646\u0649 \u0644\u0644\u0625\u064a\u062f\u0627\u0639 \u0648\u0630\u0644\u0643 \u0644\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u062a\u0648\u0641\u064a\u0631 \u0643\u0645\u0627 \u0644\u0627 \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062d\u062f \u0623\u062f\u0646\u0649 \u0645\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u0641\u064a \u062d\u0633\u0627\u0628\u0643.<\/p>\n<p>34.2. \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0641\u0648\u0627\u0626\u062f\u0647<\/p>\n<p>\u064a\u0648\u0641\u0631 \u0644\u0643 \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0648\u0627\u0644\u0641\u0648\u0627\u0626\u062f. \u0648\u062a\u0634\u0645\u0644 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n<ul>\n<li>\u0633\u0646\u0635\u062f\u0631 \u0644\u0643 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0628\u0637\u0627\u0642\u0629 \u062e\u0635\u0645 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643. \u0648\u064a\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646 \u062f\u0641\u0627\u062a\u0631 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u063a\u064a\u0631 \u0645\u062a\u0648\u0641\u0631\u0629 \u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u0648\u0641\u064a\u0631.<\/li>\n<li>\u064a\u0645\u0643\u0646\u0643 \u0625\u062c\u0631\u0627\u0621 \u0639\u0645\u0644\u064a\u0627\u062a \u0625\u064a\u062f\u0627\u0639 \u0648\u0627\u0644\u0633\u062d\u0628 \u0646\u0642\u062f\u064a \u0645\u0646 \u062d\u0633\u0627\u0628 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\u0647\u0630\u0647 \u0627\u0644\u0641\u0626\u0627\u062a \u0648\u0643\u0630\u0644\u0643 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0645\u062f\u0649 \u0623\u0647\u0644\u064a\u062a\u0643 (\u0648\u0641\u0642 \u0645\u0627 \u0647\u0648 \u0645\u062d\u062f\u062f \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0628\u0646\u062f \u0631\u0642\u0645 3-1 (\u0637\u0631\u064a\u0642\u0629 \u062a\u062d\u062f\u064a\u062f \u0641\u0626\u0629 \u0639\u0636\u0648\u064a\u062a\u0643) \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637).<\/li>\n<li>\u064a\u0645\u0643\u0646\u0643 \u0625\u062f\u0627\u0631\u0629 \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a 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\u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0639\u0644\u0649 \u062d\u062f \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0633\u062a\u0646\u0627\u062f\u064b\u0627 \u0625\u0644\u0649 \u0641\u0626\u0629 \u0639\u0636\u0648\u064a\u062a\u0643 (\u0627\u0646\u0638\u0631 \u0627\u0644\u0628\u0646\u0648\u062f 36 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629)\u060c \u064837 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0628\u0644\u0627\u062a\u064a\u0646\u064a\u0629)\u060c \u064838 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0627\u0633\u064a\u0629) \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637).<\/li>\n<\/ol>\n<ol start=\"35\">\n<li><strong>\u062d\u0633\u0627\u0628 \u0627\u0644\u0642\u064f\u0635\u0631<\/strong><\/li>\n<\/ol>\n<p>\u0646\u0648\u0641\u0631 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0642\u064f\u0635\u0631 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\u0627\u0644\u062a\u0627\u0631\u064a\u062e.<\/p>\n<p>\u0639\u0646\u062f\u0645\u0627 \u0646\u0642\u0648\u0645 \u0628\u062a\u062d\u0648\u064a\u0644 \u062d\u0633\u0627\u0628 \u0627\u0644\u0642\u064f\u0635\u0631 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u062a\u0648\u0641\u064a\u0631\u060c \u0633\u064a\u062a\u0645\u0643\u0646 \u0627\u0644\u0642\u0627\u0635\u0631 \u0645\u0646 \u062a\u0634\u063a\u064a\u0644 \u062d\u0633\u0627\u0628\u0647 \u0628\u0646\u0641\u0633\u0647 \u0648\u0644\u0646 \u064a\u062a\u0645\u0643\u0646 \u0627\u0644\u0648\u0627\u0644\u062f \u0623\u0648 \u0627\u0644\u0648\u0635\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0645\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062d\u0633\u0627\u0628 \u0628\u0639\u062f \u0627\u0644\u0622\u0646.<\/p>\n<p>\u0642\u0628\u0644 \u0623\u0646 \u064a\u062a\u0645\u0643\u0646 \u0627\u0644\u0642\u0627\u0635\u0631 \u0645\u0646 \u062a\u0634\u063a\u064a\u0644 \u062d\u0633\u0627\u0628\u0647 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\u0648\u0627\u062d\u062f \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u0648\u0642\u062a.<\/p>\n<p>36.2. \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0641\u0648\u0627\u0626\u062f\u0647<\/p>\n<p>\u064a\u0648\u0641\u0631 \u0644\u0643 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0648\u0627\u0644\u0641\u0648\u0627\u0626\u062f. \u0648\u062a\u0634\u0645\u0644 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n<ul>\n<li>\u064a\u0645\u0643\u0646\u0643 \u2013 \u0628\u0635\u0641\u062a\u0643 \u0635\u0627\u062d\u0628 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u2013 \u062f\u0639\u0648\u0629 \u0627\u0644\u0622\u062e\u0631\u064a\u0646 \u0644\u064a\u0635\u0628\u062d\u0648\u0627 \u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0625\u0636\u0627\u0641\u064a\u064a\u0646 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\u0634\u064a\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062e\u062f\u0645\u0629 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643 \u0648\u0647\u0648 \u0645\u0627 \u0644\u0627 \u064a\u0641\u064a \u0628\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0627\u0644\u0628\u0646\u062f \u0631\u0642\u0645 36-4 (\u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0627\u0644\u0645\u0624\u0647\u0644\u0629).<\/li>\n<li>\u0639\u062f\u0645 \u062a\u0632\u0648\u064a\u062f\u0646\u0627 \u0628\u0623\u0635\u0644 \u0627\u0644\u0634\u064a\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/li>\n<li>\u0643\u0627\u0646 \u0644\u062f\u064a\u0646\u0627 \u0623\u0633\u0628\u0627\u0628 \u0645\u0639\u0642\u0648\u0644\u0629 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\u0627\u0644\u0634\u0631\u0648\u0637.<\/p>\n<p>\u0644\u0643\u064a \u062a\u0638\u0644 \u0639\u0636\u0648\u064b\u0627 \u0641\u064a \u0641\u0626\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0627\u0644\u0628\u0644\u0627\u062a\u064a\u0646\u064a\u0629\u060c \u064a\u062c\u0628 \u0623\u0646 \u062a\u0633\u062a\u0648\u0641\u064a \u0623\u062d\u062f \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644:<\/p>\n<ul>\n<li>\u064a\u0628\u0644\u063a \u0631\u0627\u062a\u0628\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0645\u0628\u0644\u063a \u0648\u0642\u062f\u0631\u0647 20000 \u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a \u0623\u0648 \u0623\u0643\u062b\u0631 \u0648\u064a\u062a\u0645 \u062f\u0641\u0639 90% \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u0645\u0646 \u0631\u0627\u062a\u0628\u0643 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0641\u064a \u0643\u0644 \u0634\u0647\u0631.<\/li>\n<li>\u064a\u0628\u0644\u063a \u0645\u062a\u0648\u0633\u0637\u00a0\u200b\u200b\u0631\u0635\u064a\u062f \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0645\u0628\u0644\u063a\u0627\u064b \u0648\u0642\u062f\u0631\u0647 10,000 \u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a \u0623\u0648 \u0623\u0643\u062b\u0631.<\/li>\n<li>\u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0634\u0647\u0631\u064a \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u064a\u0628\u0644\u063a 5000 \u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a \u0623\u0648 \u0623\u0643\u062b\u0631.<\/li>\n<\/ul>\n<p>\u0648\u0641\u064a \u062d\u0627\u0644\u0629 \u0639\u062f\u0645 \u0648\u0641\u0627\u0626\u0643 \u0628\u0623\u064a \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0648\u0644\u0643\u0646\u0643 \u062a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u0628\u0642\u0627\u0621 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\u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0648\u0627\u0644\u0641\u0648\u0627\u0626\u062f<\/p>\n<p>\u064a\u0631\u062c\u0649 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0641\u0627\u0635\u064a\u0644 \u062d\u0648\u0644 \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0648\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0623\u062e\u0631\u0649 \u0644\u0644\u0639\u0636\u0648\u064a\u0629 \u0627\u0644\u0628\u0644\u0627\u062a\u064a\u0646\u064a\u0629<\/p>\n<p>40.3. \u062d\u062f\u0648\u062f \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a<\/p>\n<p>\u064a\u0631\u062c\u0649 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u062d\u062f\u0648\u062f 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\u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643<\/strong>: \u062a\u0639\u0646\u064a \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u062a\u064a \u0646\u0642\u062f\u0645\u0647\u0627 \u0648\u0627\u0644\u062a\u064a \u062a\u062a\u064a\u062d \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0644\u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643.<\/p>\n<p><strong>\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a:\u00a0<\/strong>\u062a\u0639\u0646\u064a 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\u062a\u0642\u062f\u064a\u0645\u0647\u0627 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<\/p>\n<p><strong>\u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0644\u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629<\/strong>: \u062a\u0639\u0646\u064a \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062e\u062f\u0645 \u0644\u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629.<\/p>\n<p><strong>\u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641<\/strong>: \u064a\u0639\u0646\u064a \u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a.<\/p>\n<p><strong>\u062c\u062f\u0648\u0644 \u0627\u0644\u0631\u0633\u0648\u0645<\/strong>: \u064a\u0639\u0646\u064a \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0648\u0627\u0644\u0631\u0633\u0648\u0645 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\u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a:\u00a0<\/strong>\u064a\u0634\u064a\u0631 \u0625\u0644\u0649\u00a0<a href=\"https:\/\/www.mbank.ae\/\">www.mbank.ae<\/a>.<\/p>\n<p><strong>\u0639\u0631\u0648\u0636 \u0631\u0645\u0636\u0627\u0646<\/strong><\/p>\n<ol>\n<li>Carrefour<\/li>\n<\/ol>\n<p>\u0645\u0635\u0631 \u2013 \u0642\u0637\u0631:\u00a0<a href=\"https:\/\/www.mastercard.com\/marketingcenter\/portal\/content\/f8b1e0d5-3fd7-42ed-a5fa-8cd883521685\">https:\/\/www.mastercard.com\/marketingcenter\/portal\/content\/f8b1e0d5-3fd7-42ed-a5fa-8cd883521685<\/a><\/p>\n<p>\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629:\u00a0<a href=\"https:\/\/www.mastercard.com\/marketingcenter\/portal\/content\/9cb9f9b3-6408-4d1b-aa8e-cb697c5de56f\">https:\/\/www.mastercard.com\/marketingcenter\/portal\/content\/9cb9f9b3-6408-4d1b-aa8e-cb697c5de56f<\/a><\/p>\n<p>\u064a\u0633\u0631\u064a \u0647\u0630\u0627 \u0627\u0644\u0639\u0631\u0636 \u0641\u0642\u0637 \u0639\u0644\u0649 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0639\u0644\u0649 \u062a\u0637\u0628\u064a\u0642 MAF Carrefour \u0648\u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 Mastercard \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0645\u062d\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u062a\u0627\u0644\u064a:<\/p>\n<ul>\n<li>\u0645\u0635\u0631: \u0628\u0637\u0627\u0642\u0627\u062a Platinum \u0648World \u0648World Elite\u2122 Mastercard\u00ae.<\/li>\n<li>\u0642\u0637\u0631: \u0628\u0637\u0627\u0642\u0627\u062a Platinum \u0648World \u0648World Elite\u2122 Mastercard\u00ae.<\/li>\n<li>\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 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\u0644\u0644\u0625\u0646\u0641\u0627\u0642<\/td>\n<td>\u0627\u0644\u0628\u0644\u062f<\/td>\n<\/tr>\n<tr>\n<td><strong>MA20<\/strong><\/td>\n<td>200\u00a0 \u062c\u0646\u064a\u0647<\/td>\n<td>1000\u00a0 \u062c\u0646\u064a\u0647<\/td>\n<td>\u0645\u0635\u0631<\/td>\n<\/tr>\n<tr>\n<td><strong>MA20<\/strong><\/td>\n<td>60\u00a0 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a<\/td>\n<td>300\u00a0 \u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a<\/td>\n<td>\u062f\u0648\u0644\u0629 \u0642\u0637\u0631<\/td>\n<\/tr>\n<tr>\n<td><strong>MA40<\/strong><\/td>\n<td>40\u00a0 \u062f\u0631\u0647\u0645<\/td>\n<td>250\u00a0 \u062f\u0631\u0647\u0645<\/td>\n<td>\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u2013 \u0648\u0648\u0631\u0644\u062f<\/td>\n<\/tr>\n<tr>\n<td><strong>MA60<\/strong><\/td>\n<td>60\u00a0 \u062f\u0631\u0647\u0645<\/td>\n<td>300\u00a0 \u062f\u0631\u0647\u0645<\/td>\n<td>\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u2013 \u0648\u0648\u0631\u0644\u062f \u0627\u064a\u0644\u064a\u062a<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p>\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f:<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 1: \u0627\u0645\u0644\u0623 \u0633\u0644\u0629 \u0627\u0644\u062a\u0633\u0648\u0642 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0628\u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0632\u064a\u062f \u0639\u0646 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0644\u0625\u0646\u0641\u0627\u0642 \u0644\u0641\u0626\u0629 \u0628\u0637\u0627\u0642\u062a\u0643<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 2: \u0623\u062f\u062e\u0644 \u062a\u0641\u0627\u0635\u064a\u0644 \u0628\u0637\u0627\u0642\u0629 Mastercard \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0648\u0627\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0644\u0628\u0644\u062f\u0643 \u0648\u0641\u0626\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0629<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 3: \u062a\u0645 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 4: \u0633\u062a\u0638\u0647\u0631 \u0635\u0641\u062d\u0629 \u0628\u0645\u0644\u062e\u0635 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643. \u0627\u0633\u062a\u0645\u062a\u0639!<\/p>\n<ul>\n<li>\u0633\u064a\u062a\u0645 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u062e\u0635\u0645 \u0639\u0644\u0649 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0633\u0644\u0629 \u0644\u062c\u0645\u064a\u0639 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\u0627\u0644\u0639\u0645\u064a\u0644 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0639\u0631\u0636.<\/li>\n<li>\u0644\u0627 \u064a\u0645\u0643\u0646 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u062e\u0635\u0645 \u0645\u0639 \u0623\u064a \u0639\u0631\u0636 \u0622\u062e\u0631.<\/li>\n<li>\u064a\u062a\u0645 \u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0639\u0645\u0644\u064a\u0627\u062a \u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u0634\u0631\u0627\u0621 \u0623\u0648 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u0631\u062f\u0629 \u0623\u0648 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0631\u0636.<\/li>\n<li>\u0644\u0627 \u064a\u0633\u0631\u064a \u0627\u0644\u0639\u0631\u0636 \u0639\u0646\u062f \u0627\u0644\u062f\u0641\u0639 \u0639\u0646 \u0637\u0631\u064a\u0642 Apple Pay \u0623\u0648 Samsung Pay \u0623\u0648 QPay.<\/li>\n<li>\u0647\u0630\u0627 \u0627\u0644\u0639\u0631\u0636 \u063a\u064a\u0631 \u0645\u062a\u0627\u062d \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0630\u064a\u0646 \u064a\u0639\u062a\u0628\u0631\u0648\u0646 \u062a\u062c\u0627\u0631 \u062c\u0645\u0644\u0629.<\/li>\n<li>\u064a\u0631\u062c\u0649 \u062a\u0642\u062f\u064a\u0645 \u0643\u0627\u0641\u0629 \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u0648\u0627\u0644\u0627\u0633\u062a\u0641\u0633\u0627\u0631\u0627\u062a \u0628\u0634\u0623\u0646 \u0637\u0644\u0628\u0627\u062a\u0643 \u0641\u064a \u063a\u0636\u0648\u0646 5 \u0623\u064a\u0627\u0645 \u0628\u0639\u062f \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628\u0643.<\/li>\n<li>\u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0634\u0631\u0643\u0629 \u0645\u0627\u062c\u062f \u0627\u0644\u0641\u0637\u064a\u0645 \u0630.\u0645.\u0645. \u0623\u0648 \u062a\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0646 \u0634\u0631\u0643\u0627\u062a\u0647\u0627 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 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\u0627\u0644\u0637\u0639\u0627\u0645 \u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u0634\u0647\u0631\u064a\u064b\u0627 \u0644\u062c\u0648\u0644\u062f \u0648\u062a\u064a\u062a\u0627\u0646\u064a\u0648\u0645 \u0648\u0645\u0631\u062a\u064a\u0646 \u0634\u0647\u0631\u064a\u064b\u0627 \u0644\u0628\u0644\u0627\u062a\u064a\u0646\u0648\u0645 \u0648\u0648\u0631\u0644\u062f \u0648\u0648\u0631\u0644\u062f \u0627\u064a\u0644\u064a\u062a \u0639\u0646\u062f \u0627\u0644\u0637\u0644\u0628 \u0639\u0644\u0649 \u062a\u0637\u0628\u064a\u0642 \u0637\u0644\u0628\u0627\u062a \u0648\u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 Mastercard \u0627\u0644\u0645\u0624\u0647\u0644\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/li>\n<li>\u0633\u064a\u062a\u0645 \u062a\u0637\u0628\u064a\u0642 \u062e\u0635\u0645 20\u066a \u0628\u0645\u062c\u0631\u062f \u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u0643\u0648\u062f 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\u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0641\u064a \u0627\u0644\u0643\u0648\u064a\u062a \u0648\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0648\u0645\u0635\u0631 \u0648\u0627\u0644\u0628\u062d\u0631\u064a\u0646 \u0648\u0627\u0644\u0623\u0631\u062f\u0646 \u0648\u0642\u0637\u0631 \u0648\u0639\u0645\u0627\u0646.<\/li>\n<li><strong>\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0646\u062a\u062c:<\/strong>\u00a0\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0648\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646: \u062c\u0648\u0644\u062f\u060c \u062a\u064a\u062a\u0627\u0646\u064a\u0648\u0645\u060c \u0648\u0648\u0631\u0644\u062f\u060c \u0648\u0648\u0648\u0631\u0644\u062f \u0625\u064a\u0644\u064a\u062a \u0645\u0646 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f.<\/li>\n<\/ul>\n<p>(\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0641\u064a \u0627\u0644\u0628\u062d\u0631\u064a\u0646 \u0645\u0633\u062a\u062b\u0646\u0627\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u064a\u0632\u0629)<\/p>\n<p>\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0633\u0628\u0642: \u062d\u0648\u0644\u062f\u060c \u062a\u064a\u062a\u0627\u0646\u064a\u0648\u0645\u060c\u00a0\u0648\u0648\u0648\u0631\u0644\u062f \u0645\u0646 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f.<\/p>\n<ul>\n<li>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062e\u0635\u0645 \u0644\u0643\u0644 \u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0644\u0643\u0644 \u0628\u0644\u062f \u0643\u0645\u0627 \u064a\u0644\u064a:<\/li>\n<\/ul>\n<table>\n<tbody>\n<tr class=\"TableHeader\">\n<td><strong>\u0645\u0635\u0631<\/strong><\/td>\n<td><strong>\u0627\u0644\u0623\u0631\u062f\u0646<\/strong><\/td>\n<td><strong>\u0639\u0645\u0627\u0646<\/strong><\/td>\n<td><strong>\u0627\u0644\u0628\u062d\u0631\u064a\u0646<\/strong><\/td>\n<td><strong>\u0627\u0644\u0643\u0648\u064a\u062a<\/strong><\/td>\n<td><strong>\u0642\u0637\u0631<\/strong><\/td>\n<td><strong>\u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a<\/strong><\/td>\n<td><strong>\u0627\u0644\u0628\u0644\u062f<\/strong><\/td>\n<\/tr>\n<tr>\n<td>40<\/td>\n<td>2.5<\/td>\n<td>1.3<\/td>\n<td>1.5<\/td>\n<td>1<\/td>\n<td>14<\/td>\n<td>14<\/td>\n<td>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u062e\u0635\u0645 \u0644\u0643\u0644 \u0637\u0644\u0628 \u0644\u0628\u0644\u0627\u062a\u064a\u0646\u0648\u0645\u060c \u0648\u0648\u0631\u0644\u062f \u0648\u0648\u0631\u0644\u062f \u0627\u064a\u0644\u064a\u062a<\/p>\n<p>(\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629)<\/td>\n<\/tr>\n<tr>\n<td>20<\/td>\n<td>1.25<\/td>\n<td>0.65<\/td>\n<td>0.75<\/td>\n<td>0.5<\/td>\n<td>7<\/td>\n<td>7<\/td>\n<td>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u062e\u0635\u0645 \u0644\u0643\u0644 \u0637\u0644\u0628 \u0644\u062c\u0648\u0644\u062f \u0648\u062a\u064a\u062a\u0627\u0646\u064a\u0648\u0645<\/p>\n<p>(\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<ul>\n<li>\u064a\u0645\u0643\u0646 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u062e\u0635\u0645 20\u066a \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0646 \u0645\u0639 \u0623\u064a \u0639\u0631\u0648\u0636 \u0623\u062e\u0631\u0649 \u062c\u0627\u0631\u064a\u0629 \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 \u0637\u0644\u0628\u0627\u062a (\u0645\u062b\u0644 \u0639\u0631\u0648\u0636 \u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0623\u0648 \u0627\u0644\u0628\u0627\u0626\u0639\u064a\u0646).<\/li>\n<li>\u0627\u0644\u0639\u0631\u0636 \u0633\u0627\u0631\u064a \u062d\u062a\u0649 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0639\u0627\u0645.<\/li>\n<li>\u062a\u0637\u0628\u0642 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0637\u0644\u0628\u0627\u062a.<\/li>\n<\/ul>\n<ol start=\"3\">\n<li>Careem<\/li>\n<\/ol>\n<p>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0639\u0631\u0636: \u0627\u0633\u062a\u062e\u062f\u0645 \u0628\u0637\u0627\u0642\u0629 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0639\u0644\u0649 \u062a\u0637\u0628\u064a\u0642 \u201cCareem\u201d \u0648\u062a\u0645\u062a\u0639 \u0628\u062e\u0635\u0645 20% \u0639\u0644\u0649 3 \u0631\u062d\u0644\u0627\u062a \u0643\u0644 \u0634\u0647\u0631.<\/p>\n<p>\u2013\u00a0\u0637\u0631\u064a\u0642\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0639\u0631\u0636:\u00a0 \u0646\u0632\u0644 \u0623\u0648 \u0627\u0641\u062a\u062d \u062a\u0637\u0628\u064a\u0642 \u201cCareem\u201d\u060c \u062b\u0645 \u0627\u062e\u062a\u0631 \u0631\u062d\u0644\u062a\u0643\u060c \u0648\u0623\u062f\u062e\u0644 \u0643\u0648\u062f \u201cMASTERCARD\u201d \u0641\u064a \u0627\u0644\u0645\u0631\u0628\u0639 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0631\u0645\u0632 \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a \u0639\u0644\u0649 \u0635\u0641\u062d\u0629 \u0627\u0644\u062f\u0641\u0639.<\/p>\n<p>\u2013\u00a0\u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \/ \u0627\u0644\u0645\u0634\u0645\u0648\u0644\u0627\u062a \/ \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0630\u0627\u062a\u064a\u0629:<\/p>\n<ul>\n<li>\u064a\u062c\u0628 \u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0645\u0624\u0647\u0644\u0629 \u0645\u0646 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f.<\/li>\n<li>\u0644\u0627 \u064a\u0633\u0631\u064a \u0647\u0630\u0627 \u0627\u0644\u0639\u0631\u0636 \u0639\u0646\u062f \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u201cApple Pay\u201d.<\/li>\n<li>\u064a\u0646\u0637\u0628\u0642 \u0627\u0644\u0639\u0631\u0636 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0647\u0644\u0627 \u062a\u0627\u0643\u0633\u064a.<\/li>\n<li>\u062a\u0645\u062a\u0639 \u0628\u062e\u0635\u0645 20% \u0639\u0644\u0649 3 \u0631\u062d\u0644\u0627\u062a \u0643\u0644 \u0634\u0647\u0631. \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u062e\u0635\u0645 \u0647\u0648 11 \u062f\u0648\u0644\u0627\u0631\u0627\u064b \u0623\u0645\u0631\u064a\u0643\u064a\u0627\u064b \u0644\u0643\u0644 \u0631\u062d\u0644\u0629 \u0623\u0648 \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 \u0630\u0644\u0643 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0643\u0645\u0627 \u0647\u0648 \u0645\u0628\u064a\u0646 \u0623\u062f\u0646\u0627\u0647.<\/li>\n<\/ul>\n<table>\n<tbody>\n<tr class=\"TableHeader\">\n<td><strong>11 <\/strong><strong>\u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a (\u0623\u0648 \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 \u0630\u0644\u0643 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629)<\/strong><\/td>\n<td><strong>\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u062e\u0635\u0645 \u0644\u0643\u0644 \u0631\u062d\u0644\u0629<\/strong><\/td>\n<\/tr>\n<tr>\n<td>40.37<\/td>\n<td>\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a (\u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a)<\/td>\n<\/tr>\n<tr>\n<td>41.25<\/td>\n<td>\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 (\u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a)<\/td>\n<\/tr>\n<tr>\n<td>40.04<\/td>\n<td>\u0642\u0637\u0631 (\u0631\u064a\u0627\u0644 \u0642\u0637\u0631\u064a)<\/td>\n<\/tr>\n<tr>\n<td>204.49<\/td>\n<td>\u0645\u0635\u0631 (\u062c\u0646\u064a\u0647 \u0645\u0635\u0631\u064a)<\/td>\n<\/tr>\n<tr>\n<td>2013.11<\/td>\n<td>\u0628\u0627\u0643\u0633\u062a\u0627\u0646 (\u0631\u0648\u0628\u064a\u0629 \u0628\u0627\u0643\u0633\u062a\u0627\u0646\u064a\u0629)<\/td>\n<\/tr>\n<tr>\n<td>7.81<\/td>\n<td>\u0627\u0644\u0623\u0631\u062f\u0646 (\u062f\u064a\u0646\u0627\u0631 \u0623\u0631\u062f\u0646\u064a)<\/td>\n<\/tr>\n<tr>\n<td>4.18<\/td>\n<td>\u0627\u0644\u0628\u062d\u0631\u064a\u0646 (\u062f\u064a\u0646\u0627\u0631 \u0628\u062d\u0631\u064a\u0646\u064a)<\/td>\n<\/tr>\n<tr>\n<td>3.41<\/td>\n<td>\u0627\u0644\u0643\u0648\u064a\u062a (\u062f\u064a\u0646\u0627\u0631 \u0643\u0648\u064a\u062a\u064a)<\/td>\n<\/tr>\n<tr>\n<td>108.57<\/td>\n<td>\u0627\u0644\u0645\u063a\u0631\u0628 (\u062f\u0631\u0647\u0645 \u0645\u063a\u0631\u0628\u064a)<\/td>\n<\/tr>\n<tr>\n<td>16209.93<\/td>\n<td>\u0627\u0644\u0639\u0631\u0627\u0642 (\u062f\u064a\u0646\u0627\u0631 \u0639\u0631\u0627\u0642\u064a)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u2013\u00a0\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0646\u062a\u062c: \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0648\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646: \u062c\u0648\u0644\u062f\u060c \u062a\u0627\u064a\u062a\u0627\u0646\u064a\u0648\u0645\u060c \u0628\u0644\u0627\u062a\u064a\u0646\u0648\u0645\u060c \u0648\u0648\u0631\u0644\u062f\u060c \u0648\u0648\u0648\u0631\u0644\u062f \u0625\u064a\u0644\u064a\u062a \u0645\u0646 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f.<\/p>\n<p>\u2013\u00a0\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0633\u0648\u0642: \u064a\u0633\u0631\u064a \u0627\u0644\u0639\u0631\u0636 \u0639\u0644\u0649 \u0628\u0637\u0627\u0642\u0627\u062a \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0641\u064a \u0627\u0644\u0643\u0648\u064a\u062a \u0648\u0627\u0644\u0639\u0631\u0627\u0642 \u0648\u0627\u0644\u0645\u063a\u0631\u0628 \u0648\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0648\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0645\u0635\u0631 \u0648\u0627\u0644\u0628\u062d\u0631\u064a\u0646 \u0648\u0627\u0644\u0623\u0631\u062f\u0646 \u0648\u0642\u0637\u0631 \u0648\u0628\u0627\u0643\u0633\u062a\u0627\u0646.<\/p>\n<p>\u2013\u00a0\u0641\u062a\u0631\u0629 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629: \u0645\u0646 1 \u064a\u0648\u0644\u064a\u0648 2022 \u062d\u062a\u0649 30 \u064a\u0648\u0646\u064a\u0648 2024.<\/p>\n<ol start=\"4\">\n<li>Priceless Specials MENA<\/li>\n<\/ol>\n<p>https:\/\/www.mastercard.com\/marketingcenter\/portal\/content\/fa3b<\/p>\n<p>\u0627\u0633\u062a\u062e\u062f\u0645 \u0628\u0637\u0627\u0642\u0629 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0648\u0627\u0633\u062a\u0645\u062a\u0639 \u0628\u0627\u0644\u0639\u0631\u0648\u0636 \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0639\u0627\u0645 \u0648\u0627\u0644\u062c\u0645\u0627\u0644 \u0648\u0627\u0644\u0644\u064a\u0627\u0642\u0629 \u0627\u0644\u0628\u062f\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0631\u0641\u064a\u0647 \u0648\u0627\u0644\u0633\u0641\u0631.<\/p>\n<p>\u2013 \u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u0639\u0631\u0636: \u064a\u0648\u0641\u0631 \u062a\u0637\u0628\u064a\u0642 Mastercard Priceless Specials \u0639\u0631\u0648\u0636 \u201c\u0627\u0634\u062a\u0631\u0650 1 \u0648\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 1 \u0645\u062c\u0627\u0646\u0627\u201d \u0645\u0646 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u0639\u0628\u064a\u0629 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0623\u0641\u0631\u064a\u0642\u064a\u0627 \u0639\u0628\u0631 \u0641\u0626\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u062b\u0644 \u0627\u0644\u0637\u0639\u0627\u0645 \u0648\u0627\u0644\u062c\u0645\u0627\u0644 \u0648\u0627\u0644\u0644\u064a\u0627\u0642\u0629 \u0627\u0644\u0628\u062f\u0646\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u062d\u0629 \u0648\u0627\u0644\u062a\u0631\u0641\u064a\u0647 \u0648\u0627\u0644\u0633\u0641\u0631.<\/p>\n<p>\u2013 \u0627\u0644\u0645\u0623\u0643\u0648\u0644\u0627\u062a \u0648\u0627\u0644\u0645\u0634\u0631\u0648\u0628\u0627\u062a: \u0641\u062f\u0631\u0643\u0631\u0632\u060c \u0643\u0627\u0641\u064a\u0647 \u0628\u062a\u064a\u0644 \u2013 \u062f\u0628\u064a\u060c \u062a\u0634\u064a\u0644\u064a\u0632 \u2013 \u0623\u0628\u0648\u0638\u0628\u064a\u060c \u0631\u0648\u0645\u0627 \u0648\u0627\u064a \u2013 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u0643\u0627\u0631\u064a\u0628\u0648 \u0643\u0648\u0641\u064a \u2013 \u0639\u0645\u0627\u0646\u060c \u0628\u0627\u0641\u0644\u0648\u0632 \u0631\u0627\u0646\u0634 \u2013 \u0627\u0644\u0643\u0648\u064a\u062a \u0648\u063a\u064a\u0631\u0647\u0627.<\/p>\n<p>\u2013 \u0627\u0644\u0645\u0639\u0627\u0644\u0645 \u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629 \u0648\u0627\u0644\u062a\u0631\u0641\u064a\u0647\u064a\u0629: \u062c\u0646\u0629 \u062f\u0644\u0645\u0648\u0646 \u0627\u0644\u0645\u0641\u0642\u0648\u062f\u0629\u060c \u0623\u0631\u0636 \u0627\u0644\u0645\u063a\u0627\u0645\u0631\u0629\u060c \u0645\u062f\u064a\u0646\u0629 \u0627\u0644\u0645\u0631\u062d \u2013 \u0623\u0628\u0648\u0638\u0628\u064a\u060c \u062f\u0627\u0632 \u2013 \u062c\u062f\u0629\u060c \u062d\u0648\u0636 \u0623\u0633\u0645\u0627\u0643 \u0639\u0645\u0627\u0646\u060c \u0637\u0641\u0644 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u2013 \u0627\u0644\u0643\u0648\u064a\u062a\u060c \u062c\u0648 \u0628\u0648\u0644\u064a\u0646\u062c \u2013 \u0627\u0644\u0631\u064a\u0627\u0636 \u0648\u063a\u064a\u0631\u0647\u0627.<\/p>\n<p>\u2013 \u0627\u0644\u062c\u0645\u0627\u0644 \u0648\u0627\u0644\u0644\u064a\u0627\u0642\u0629 \u0627\u0644\u0628\u062f\u0646\u064a\u0629: DS Ann\u2019s Spa by DS Angel Spa WLL\u060c Sisters Beauty Lounge \u2013 \u062f\u0628\u064a\u060c \u0633\u0631\u0627\u064a \u0633\u0628\u0627 \u2013 \u0641\u0646\u062f\u0642 \u0645\u0627\u0631\u064a\u0648\u062a \u0627\u0644\u0641\u0631\u0633\u0627\u0646\u060c \u0645\u0631\u0643\u0632 \u0627\u0644\u062f\u0627\u0646\u0629 \u0644\u0644\u0645\u0633\u0627\u062c\u060c \u0647\u064a\u0644\u062a\u0648\u0646 \u0633\u0628\u0627 \u2013 \u0627\u0644\u0643\u0648\u064a\u062a \u0648\u063a\u064a\u0631\u0647\u0627.<\/p>\n<p>\u2013 \u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f:<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 1: \u0642\u0645 \u0628\u062a\u0646\u0632\u064a\u0644 \u062a\u0637\u0628\u064a\u0642 Priceless Specials App \u0645\u0646 \u0645\u062a\u062c\u0631 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0623\u0648 Google Play. \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 2: \u0627\u062e\u062a\u0631 \u0628\u0644\u062f\u0643<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 3: \u0627\u0643\u062a\u0634\u0641 \u0627\u0644\u0639\u0631\u0648\u0636<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 4: \u0627\u062e\u062a\u0631 \u0627\u0644\u0639\u0631\u0636 \u0627\u0644\u0630\u064a \u062a\u0631\u063a\u0628 \u0641\u064a \u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0647.<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 5: \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0639\u0631\u0648\u0636\u060c \u0642\u0645 \u0628\u062a\u0642\u062f\u064a\u0645 \u0628\u0637\u0627\u0642\u0629 Mastercard \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u060c \u0648\u0627\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u062a\u0627\u062c\u0631 \u0625\u062f\u062e\u0627\u0644 \u0631\u0645\u0632 PIN \u0627\u0644\u062e\u0627\u0635 \u0628\u0647.<\/p>\n<p>\u2013 \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a:<\/p>\n<p>o \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0639\u0631\u0648\u0636 \u0648\u0623\u064a \u0639\u0631\u0636 \u0623\u0648 \u062e\u0635\u0645 \u0622\u062e\u0631.<\/p>\n<p>o \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u062f\u0641\u0639 \u0628\u0628\u0637\u0627\u0642\u0627\u062a \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0639\u0631\u0636.<\/p>\n<p>o \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0625\u062f\u062e\u0627\u0644 \u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a \u0627\u0644\u0630\u064a \u0642\u062f\u0645\u0647 \u0627\u0644\u062a\u0627\u062c\u0631 \u0644\u064a\u062a\u0645\u0643\u0646\u0648\u0627 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062e\u0635\u0645 \u0639\u0646\u062f \u0627\u0644\u062e\u0631\u0648\u062c<\/p>\n<p>\u2013 \u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u062a\u062c:<\/p>\n<p>\u0627\u0644\u062e\u0635\u0645 \u0648\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0633\u0628\u0642: \u0628\u0637\u0627\u0642\u0629 Gold \u0648Titanium \u0648Platinum \u0648World \u0648World Elite\u2122 Mastercard\u00ae<\/p>\n<p>\u2013 \u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0633\u0648\u0642:<\/p>\n<p>\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0624\u0647\u0644\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0648\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0627\u0644\u0628\u062d\u0631\u064a\u0646 \u0648\u0639\u0645\u0627\u0646 \u0648\u0627\u0644\u0643\u0648\u064a\u062a<\/p>\n<ol start=\"5\">\n<li>Shahid<\/li>\n<\/ol>\n<p>\u062a\u062a\u064a\u062d \u0644\u0643 \u062e\u0637\u0629 Shahid VIP \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0623\u062d\u062f\u062b \u0627\u0644\u0645\u0633\u0644\u0633\u0644\u0627\u062a \u0648\u0627\u0644\u0623\u0641\u0644\u0627\u0645 \u0648\u0623\u0643\u062b\u0631\u0647\u0627 \u0634\u0647\u0631\u0629 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a. \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0644\u0623\u0648\u0644 \u0645\u0631\u0629\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u0645\u062a\u0627\u0639 \u0628\u062e\u0635\u0645 50% \u0639\u0644\u0649 \u062e\u0637\u0629 VIP \u0627\u0644\u0634\u0647\u0631\u064a\u0629.<\/p>\n<p>\u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629: \u0635\u0627\u0644\u062d\u0629 \u062d\u062a\u0649 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0639\u0627\u0645 \u0648\u0645\u0627 \u0628\u0639\u062f\u0647.<\/p>\n<p><strong>\u0645\u0624\u0647\u0644\u0629 \u0644:<\/strong><\/p>\n<ul>\n<li>\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0648\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0645\u0633\u0628\u0642\u0629 \u0627\u0644\u062f\u0641\u0639: \u0628\u0637\u0627\u0642\u0627\u062a \u063a\u0648\u0644\u062f\u060c \u062a\u064a\u062a\u0627\u0646\u064a\u0648\u0645\u060c \u0628\u0644\u0627\u062a\u064a\u0646\u064a\u0648\u0645\u060c \u0648\u0648\u0631\u0644\u062f\u060c \u0648\u0648\u0648\u0631\u0644\u062f \u0625\u064a\u0644\u064a\u062a \u0645\u0646 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f<\/li>\n<li>\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0641\u064a \u0645\u0635\u0631\u060c \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u0627\u0644\u0643\u0648\u064a\u062a\u060c \u0627\u0644\u0628\u062d\u0631\u064a\u0646\u060c \u0642\u0637\u0631\u060c \u0639\u0645\u0627\u0646\u060c \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u062a\u0648\u0646\u0633 \u0648\u0627\u0644\u0623\u0631\u062f\u0646<\/li>\n<\/ul>\n<p><strong>\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f:<\/strong><\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 1: \u0627\u0630\u0647\u0628 \u0625\u0644\u0649 www.shahid.net\/mastercard<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 2: \u0642\u0645 \u0628\u0625\u0646\u0634\u0627\u0621 \u062d\u0633\u0627\u0628 \u0623\u0648 \u0642\u0645 \u0628\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 Shahid<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 3: \u0642\u0645 \u0628\u0625\u0636\u0627\u0641\u0629 \u062a\u0641\u0627\u0635\u064a\u0644 \u0628\u0637\u0627\u0642\u0629 Mastercard \u0627\u0644\u0645\u0624\u0647\u0644\u0629 \u0644\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u0639\u0631\u0636<\/p>\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 4: \u0627\u0633\u062a\u0645\u062a\u0639 \u0628\u0645\u0633\u0644\u0633\u0644\u0627\u062a\u0643!<\/p>\n<p><strong>\u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0639\u0631\u0636<\/strong>: \u0627\u0644\u0639\u0631\u0636 \u062d\u0635\u0631\u064a \u0644\u062d\u0627\u0645\u0644\u064a \u0628\u0637\u0627\u0642\u0627\u062a \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f \u0627\u0644\u062c\u062f\u062f \u0627\u0644\u0645\u0624\u0647\u0644\u064a\u0646.<\/p>\n<p><strong>\u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a:<\/strong><\/p>\n<ul>\n<li>\u062e\u0635\u0645 50% \u0639\u0644\u0649 \u0628\u0627\u0642\u0629 Shahid VIP \u0627\u0644\u0634\u0647\u0631\u064a\u0629<\/li>\n<li>\u0647\u0630\u0627 \u0627\u0644\u0639\u0631\u0636 \u0633\u0627\u0631\u064a \u0641\u0642\u0637 \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u0639\u0644\u0649 Shahid<\/li>\n<li>\u0627\u0644\u0639\u0631\u0636 \u0635\u0627\u0644\u062d \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u063a\u064a\u0631 \u0627\u0644\u0646\u0634\u0637\u064a\u0646 \u0644\u0645\u062f\u0629 60 \u064a\u0648\u0645\u064b\u0627 \u0639\u0644\u0649 Shahid<\/li>\n<li>\u0627\u0644\u0639\u0631\u0636 \u0635\u0627\u0644\u062d \u0639\u0646\u062f \u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0627\u0644\u062a\u0644\u0642\u0627\u0626\u064a \u0648\u0633\u064a\u0643\u0648\u0646 \u063a\u064a\u0631 \u0635\u0627\u0644\u062d \u0625\u0630\u0627 \u0623\u0644\u063a\u0649 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0634\u062a\u0631\u0627\u0643\u0647 \u0648\u0623\u0631\u0627\u062f \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0645\u0631\u0629 \u0623\u062e\u0631\u0649 \u0641\u064a \u0645\u0631\u062d\u0644\u0629 \u0644\u0627\u062d\u0642\u0629<\/li>\n<li>\u062a\u0637\u0628\u0642 \u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 Shahid<\/li>\n<li>\u0627\u0644\u062e\u0635\u0645 \u0645\u0646\u0627\u0633\u0628 \u0644\u0643\u0644 \u0628\u0644\u062f \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u062a\u0627\u0644\u064a:<\/li>\n<\/ul>\n<table>\n<tbody>\n<tr class=\"TableHeader\">\n<td>\u0627\u0644\u0633\u0639\u0631 \u0628\u0639\u062f \u0627\u0644\u062e\u0635\u0645<\/td>\n<td>\u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0623\u0635\u0644\u064a<\/td>\n<td>\u0627\u0644\u0628\u0644\u062f<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$5.50<\/td>\n<td>\u00a0$11<\/td>\n<td>\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$1.32<\/td>\n<td>\u00a0$3.28<\/td>\n<td>\u0645\u0635\u0631<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$5.50<\/td>\n<td>\u00a0$11<\/td>\n<td>\u0627\u0644\u0643\u0648\u064a\u062a<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$5.50<\/td>\n<td>\u00a0$11<\/td>\n<td>\u0627\u0644\u0628\u062d\u0631\u064a\u0646<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$5.50<\/td>\n<td>\u00a0$11<\/td>\n<td>\u0642\u0637\u0631<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$5.50<\/td>\n<td>\u00a0$11<\/td>\n<td>\u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$1.68<\/td>\n<td>\u00a0$3.36<\/td>\n<td>\u0627\u0644\u0645\u063a\u0631\u0628<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$1.63<\/td>\n<td>\u00a0$3.26<\/td>\n<td>\u062a\u0648\u0646\u0633<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$2.11<\/td>\n<td>\u00a0$4.22<\/td>\n<td>\u0627\u0644\u0623\u0631\u062f\u0646<\/td>\n<\/tr>\n<tr>\n<td>\u00a0$5.50<\/td>\n<td>$11<\/td>\n<td>\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n","protected":false},"excerpt":{"rendered":"<p>\u0627\u0644\u062d\u0633\u0627\u0628 \u064a\u064f\u0642\u0635\u062f \u0628\u0647 \u0627\u0644\u062d\u0633\u0627\u0628 (\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a) \u0627\u0644\u062a\u064a \u062a\u0645\u0644\u0643\u0647\u0627 \u0644\u062f\u064a\u0646\u0627 \u0648\u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637. AED \u064a\u064f\u0642\u0635\u062f \u0628\u0647 \u0627\u0644\u062f\u0631\u0647\u0645 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a. AMB \u064a\u064f\u0634\u064a\u0631 \u0625\u0644\u0649 \u0628\u0646\u0643 \u0627\u0644\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a \u0630.\u0645.\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062a\u062d\u0631\u0643 \u064a\u064f\u0642\u0635\u062f \u0628\u0647\u0627 \u0627\u0644\u062a\u0633\u0647\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0645\u0635\u0631\u0641 \u0648\u0627\u0644\u062a\u064a \u062a\u062a\u064a\u062d \u0644\u0643 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0633\u0627\u0628\u0643 \u0648\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0623\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u064a\u064f\u0642\u0635\u062f \u0628\u0647\u0627 \u0627\u0644\u062a\u0633\u0647\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u064a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1691","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 - \u0628\u0646\u0643 \u0627\u0644\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 - \u0628\u0646\u0643 \u0627\u0644\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\" \/>\n<meta property=\"og:description\" content=\"\u0627\u0644\u062d\u0633\u0627\u0628 \u064a\u064f\u0642\u0635\u062f \u0628\u0647 \u0627\u0644\u062d\u0633\u0627\u0628 (\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a) \u0627\u0644\u062a\u064a \u062a\u0645\u0644\u0643\u0647\u0627 \u0644\u062f\u064a\u0646\u0627 \u0648\u0627\u0644\u062e\u0627\u0636\u0639\u0629 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637. AED \u064a\u064f\u0642\u0635\u062f \u0628\u0647 \u0627\u0644\u062f\u0631\u0647\u0645 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a. 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