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Let us help you through
the tough times
When to Ask for Debt Counseling
- Do you have more than one loan? For example, a home, car, and/or personal loan, in addition to multiple credit cards?
- Are you struggling to settle your monthly loan repayments, despite the fact that you earn a regular income?
- Are you late on paying your credit or loan amounts?
If you answered “Yes” to any one of the above questions, then we advise you to contact us so that we can assist you with tailor-made solutions.
Why to Ask for Debt Counseling
It’s important to take things in hand as soon as possible as non-payment and late payment of dues will result in accumulation of monthly charges, consequently affecting your credit history with the Al Etihad Credit Bureau (AECB).
On the other hand, timely payments will help maintain your credit score and avoid any further impact to your credit worthiness.
How to reach us?
Contact us using one of the ways below.
We'll be happy to discuss all your debt issues and offer debt counseling
so you can manage your liabilities better.
Number
600571111
+971 2 412 2222
Branch
454 Shakhbout Bin Sultan Street,
Abu Dhabi, UAE
Some Tips to Manage Your Debt
Fees and charges
Your fees and charges will be based upon your banking package and the products you hold.
Frequently asked questions
Can I reduce my debt burden ratio?
Yes. To reduce your debt burden ratio, pay off your debt.
What can increase my debt burden even if I don’t borrow anymore?
A higher cost of borrowing can increase your debt burden ratio. Informal sources or lenders can often charge high rates of interest which can increase your debt burden ratio.
What hurts my credit score the most?
Missed payments, bounced cheques, having too many credit cards and loans, and using your entire credit limit are all factors that will hurt your credit score.