Fees & Charges

AL MARYAH COMMUNITY BANK LLC
SERVICES & PRICESGoldPlatinumDiamond
Fees (in AED)
Account Opening FeeFreeFreeFree
Average Monthly Relationship BalanceFreeFree if Min. Salary of AED 20K or Avg. Balance of AED 10K or spending of AED 5k per month (Monthly fee of AED 105 if above criteria is not metFree if Min. Salary of AED 50K or Avg. Balance of AED 30K or spending of AED 10k per month (Monthly fee of AED 210 if above criteria is not met
Early Account Closure Fee (within 5 working days)AED0AED0AED0
Early Account Closure Fee (within first 6 months)AED105AED105AED105
Segment
Monthly Service FeesFreeAED105AED210
Segment UpgradeNot applicableFree for remaining month of upgradeFree for remaining month of upgrade
Segment Upgrade – Debit Card Issuance FeeFreeFreeFree
Segment Downgrade – Service FeeNot applicablePro-rata charge up to utilized monthPro-rata charge up to utilized month
Segment Downgrade – Debit Card Issuance FeeNot applicableAED26.25AED26.25
Group Account
Card issuance fee for addition of Member to Group Account (per member)AED26.25AED26.25AED26.25
Bank Statement
Downloading of E-statementsFreeFreeFree
Stamped Monthly Statement – PickupAED15.75AED15.75AED15.75
Stamped Monthly Statement – Delivery (within Abu Dhabi) Courier Service appliesAED26.25AED26.25AED26.25
Stamped Monthly Statement – Delivery (outside Abu Dhabi) Courier Service appliesAED36.75AED36.75AED36.75
Cheques
Additional Cheque book request (First cheque book complimentary)1st cheque book Free Then AED 1.05 per leaf or AED 26.25 for 25 leaf cheque book or AED 52.50 for 50 leaf Cheque book1st cheque book Free Then AED 1.05 per leaf or AED 26.25 for 25 leaf cheque book or AED 52.50 for 50 leaf Cheque bookFree Chequebook Issuance
Local Cheque Clearing – Normal in the branchFreeFreeFree
Stop Payment (per instrument per cheque)AED52.50AED52.50AED52.50
Cheque Returned – Drawn on Own account (per Instrument)AED105AED105AED105
Request for copy of old Cheques/DocumentsAED 10.5 for < = 1 year AED 21 for > 1 yearAED 10.5 for < = 1 year AED 21 for > 1 yearAED 10.5 for < = 1 year AED 21 for > 1 year
Issuance of Manager Cheque or Demand DraftAED31.50AED31.50Free Manager’s Cheque Issuance
Cancellation of Manager ChequeAED52.50AED52.50AED52.50
Mobile cheque deposit – CollectionAED 15.75AED 15.75AED 15.75
Post Dated Cheque (PDC) lodgementAED 10.5AED 10.5AED 10.5
Post Dated Cheque (PDC) withdrawal/postponementAED 21AED 21AED 21
Post Dated Cheque (PDC) returnedFreeFreeFree
Remittances
Inward RemittanceFreeFreeFree
Account to Account transfer (within ALMARYAH BANK UAE)FreeFreeFree
AED Domestic Transfer – up to AED 50kAED 0.50AED 0.50AED 0.50
AED Domestic Transfer – above AED 50KAED1.05AED1.05AED1.05
Recall of Telegraphic Transfer funds /TT Return/Investigation of TT statusAED52.50AED52.50AED52.50
SWIFT copy chargesAED15.75AED15.75AED15.75
Bill Payment
Utility Bill PaymentsFreeFreeFree
Debit Cards
First Debit Card issuedFreeFreeFree
Debit Card ReplacementAED26.25AED26.25Free
Cash Withdrawal (through ALMARYAH BANK ATM in UAE)FreeFreeFree
Cash Withdrawal (through other bank ATM in UAE)3 free withdrawals per month (additional withdrawals hold a fee of 2.1 AED)3 free withdrawals per month (additional withdrawals hold a fee of 2.1 AED)3 free withdrawals per month (additional withdrawals hold a fee of 2.1 AED)
Balance Enquiry transactions (through ALMARYAH BANK ATM in UAE)FreeFreeFree
Balance Enquiry transactions (through other bank ATM in UAE)AED1.05AED1.05AED1.05
Declined transactions (through ALMARYAH BANK ATM in UAE)FreeFreeFree
Declined transactions (through other bank ATM in UAE)AED1.05AED1.05AED1.05
Retrieval of Sales SlipAED26.25AED26.25AED26.25
International Transaction Fee3% of transaction value + scheme charges3% of transaction value + scheme charges3% of transaction value + scheme charges
Standing Order – Within UAE
Standard Order setup charges over App/Website (Within Mbank transfer)FreeFreeFree
Standard Order setup charges over App/Website (Transfer to other bank)52.5052.5052.50
Standard Order setup charges over App/Website (for Charity)FreeFreeFree
Standard Order setup charges submitted in branch105.00105.00105.00
Standing order execution (Within Mbank transfer)FreeFreeFree
Standing order execution (Transfer to other bank)As per Remittances Schedule of ChargesAs per Remittances Schedule of ChargesAs per Remittances Schedule of Charges
Standing order amendments (Within Mbank transfer)FreeFreeFree
Standing order amendments (Transfer to other bank)26.2526.2526.25
Insufficient balance while executing the standing order instructions26.2526.2526.25
Standing order cancellationFreeFreeFree
Letters & certificates
Account balance letterAED52.50AED52.50AED52.50
No liability certificateAED63AED63AED63
Release letterAED52.50AED52.50AED52.50
Liability letter issued to government departments/embassiesAED63AED63AED63
Liability letter issued to financial institutionsAED63AED63AED63
Dormant account chargeFreeFreeFree
Courier charges for sending any document(s)/Cheques/Cheque booksAED 21.00AED 21.00AED 21.00
Teller Services
Using Branch Teller6 transactions free per month; AED 5.25 thereafter6 transactions free per month; AED 5.25 thereafter6 transactions free per month; AED 5.25 thereafter
Bulk Cash Deposits / Withdrawals at TellerFreeFreeFree
Monthly Service fee is waived if following criteria is met:Not applicable
  • Salary is credited to account OR
  • Average Balance of AED 10,000 is maintained in the month OR
  • Minimum spending on the debit card of AED 5,000
  • Salary is credited to account OR
  • Average Balance of AED 30,000 is maintained in the month OR
  • Minimum spending on the debit card of AED 10,000
All fees & charges mentioned are inclusive of 5% Value Added Tax (with the exclusion of interest & currency conversion charges).

Credit Cards

Annual Fee (primary cards)
PlatinumFirst-year free for renewal fee of AED 525.00 to be billed only if customers’ annual spend is below AED 48,000.00
World EliteFirst-year free with a renewal fee of AED 1,575.00 to be billed only if customers’ annual spend is below AED 150,000.00
SadaraFirst-year free with a renewal fee of AED 5,250.00 to be billed only if customers’ annual spend is below AED 480,000.00
Annual Fee (supplementary cards)
PlatinumTwo supplementary cards are free, any additional supplementary cards are charged at AED 262.50
World EliteTwo supplementary cards are free, any additional supplementary cards are charged at AED577.50
SadaraAED 5,250
Interest in Retail Purchases for customers transferring salary to Al Maryah Community Bank3.15% Per month
Interest on Cash Advance3.79% Per month
Cash Advance Fee3 % of the amount of cash obtained with a minimum of AED 157.5 per transaction
International Transaction Fee2.49% of transaction value + scheme charges
Card Replacement FeeAED 78.75
Late Payment FeeAED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
Over Limit FeeAED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
Cheque Returned FeeAED 105.00
Minimum Monthly Payment5% of outstanding or AED 100 whichever is higher
Payment due date25 days from statement date
E-statement feesFree
Physical StatementAED 52.50 per statement
Copies of Transaction SlipsAED 26.25 per transaction slip
Dispute Verification ChargeAED 210.00
All fees & charges mentioned are inclusive of 5% Value Added Tax (with the exclusion of interest & currency conversion charges).

Raha

ActivityPricing
Processing Fees – Fresh & Raha1% of the loan amount (Minimum AED 525, Maximum AED 2,625)
Processing Fees – Top up1% of the top up amount (Minimum AED 525, Maximum AED 2,625)
Credit Life Insurance0.00015 Monthly on Outstanding Balance
Early/Partial Settlement Fees1% of the settled amount with a maximum of AED 10,500
Deferment of Installment FeesAED 105 per deferment
Delayed Payment Penal Fees2% of the delayed payment (Minimum AED 52.5, Maximum AED 210 per month)
Loan Rescheduling FeeAED 262.5
Loan Cancellation FeeAED 105
Other documents requested by customer (Copies of Agreements – Audit Confirmation …etc.)AED 26.25
All fees & charges mentioned are inclusive of 5% Value Added Tax (with the exclusion of interest & currency conversion charges).

Fixed Deposit

ActivityPricing
Partial withdrawal or early redemption fee1% per annum less than the applicable interest rate for the actual tenor and will be payable for the actual number of days the Fixed Deposit was maintained plus a fixed charge of AED 105

No interest is paid if the Fixed Deposit is redeemed/withdrawn in less than 30 days

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