Check ADHA Top-Up Loan eligibility on the Iskan Abu Dhabi App.
Navigate to the Mbank offer section and click the link.
Fill in your details.
Receive a call from a Specialist acknowledging your submission.
Receive Approval-in-Principle (AIP).
Submit required documents.
Receive Final Approval.
The approved amount is paid; to begin or continue your home project.
Eligibility Criteria
Available to ADHA Beneficiaries through the Iskan Abu Dhabi App, including joint borrowers.
Minimum monthly household income of AED30,000.
The Debt Burden Ratio (DBR), inclusive of the interest-free National Housing Loan (NHL) and the ADHA Top-Up Loan, must not exceed 60% of the applicant’s confirmed income. Pensioners may also apply with a DBR limit of 50%; subject to prior consent.
Must not have previously obtained an NHL Top-Up Loan.
Minimum age 21 and maximum age at loan maturity should not exceed 70 years.
Must meet all eligibility requirements in accordance with ADHA and Mbank’s criteria.
