Frequently Asked Questions
Mbank Millionaire Campaign

What is Mbank Millionaire Campaign?
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The Mbank Millionaire campaign is open exclusively to individual customers holding Savings Accounts (including Eyalna Accounts) with Al Maryah Community Bank L.L.C “Mbank”, giving them the opportunity to win cash prizes of up to AED 1 million.

What are the draw prizes under Mbank Millionaire Campaign?
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The Mbank Millionaire Campaign is your chance to be part of the new campaign in the UAE to win millions in prizes. You could be 1 of the 7,384 annual WINNERS.

Campaign Draw Schedule:

  • AED 1,000,000 (1 Grand Prize Winner, Annual)
  • AED 100,000 (3 Winners – Event Based Draws, Annual)
  • AED 10,000 (60 Winners, 5 Winners every month)
  • AED 1,000 (120 Winners, 10 Winners every month)
  • AED 500 (600 Winners, 50 Winners every month)
  • AED 200 (600 Winners, 50 Winners every month)
  • AED 100 (6,000 Winners, 500 Winners every month)

How do I qualify for the Mbank Millionaire Campaign?
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Qualifier: To qualify for the Mbank Millionaire Campaign draws, the customer must maintain a minimum monthly average balance of AED 1,000 per account in their savings account with Mbank.

For customers holding multiple savings accounts, each savings account must maintain a minimum average balance of AED 1,000 to qualify.

How are the Draw Entries calculated for the Mbank Millionaire Campaign?
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  • Entries for each monthly draw will be calculated based on the monthly balance maintained in the preceding calendar month.
  • Draw entries are calculated based on your average monthly balance: Every AED 100 average monthly balance earns an entry.
    • Scenario 1: If account average monthly balance is AED 1,500, your account will receive 15 entries.
    • Scenario 2: If account average monthly balance is AED 20,000, your account will receive 200 entries.
    • Scenario 3: If account average monthly balance falls below AED 1,000, account will receive 0 (zero) entries.
    • Scenario 4: If account average monthly balance is AED 51,482.50, account will receive 514 entries; entries are rounded down

Entries for monthly draws are calculated based on your average monthly balance maintained in the preceding calendar month.

What does Loyalty Entries mean under Mbank Millionaire Campaign?
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Loyalty entries reward your consistent savings. For the Annual Grand Draw (AED 1 Million prize), all your entries from previous monthly draws, within the annual draw schedule, are aggregated.

Example: If you consistently maintain an average monthly balance of AED 10,000 in your Account for 12 consecutive months, you will earn 100 entries each month (10,000 / 100 = 100).

For the Annual Grand Draw, these entries will be combined: 100 entries per month * 12 months = 1,200 total entries.

For a personalized estimated of your entries, and to know more, please utilize the Mbank Millionaire Campaign calculator available at https://www.mbank.ae/mbank-millionaire-campaign

How is the Average Monthly Balance calculated in my account?
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Your Average Monthly Balance is calculated as follows:

(*The Daily Closing Balance X Number of Days) / Total Number of Days in the Month.
* The Daily Closing Balance is the amount held in your account at the end of each calendar day.

How will I know if I have won a prize under Mbank Millionaire Campaign?
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Mbank Millionaire Campaign winners will be contacted directly by Mbank on their registered phone number or email address. Winners will be contacted within 30 business days after the official completion and verification of the prize draw. Mbank will never ask you for your account password or full debit card details for you to claim a prize.

Where can I see the list of winners of Mbank Millionaire Campaign?
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View the winner list of Mbank Millionaire Campaign at https://www.mbank.ae/mbank-millionaire-campaign

How will the prize be paid to the winner of Mbank Millionaire Campaign?
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Your prize will be credited directly to the winner’s Mbank Savings Account. Prizes will be credited within 30 business days of notification.

What if I already have an Mbank Account, how do I know if my account qualifies?
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All below individual Mbank savings accounts are automatically eligible in the Mbank Millionaire Campaign:

  • Savings Account
  • Savings Goal Account
  • Golden Visa Savings Account
  • Eyalna (Minor Account)

How can I open an Mbank Savings Account?
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All UAE resident individual customers, aged 18 years and above holding a valid Emirates ID are eligible to open Mbank Accounts.

We also welcome the Mbank Eyalna Minors Savings Account for your children below the age of 18 years where the father or legal guardian can open a minor account via the Mbank UAE mobile app by choosing to open a minor account from the home page, and then proceeding to register the child’s information.

Download the Mbank UAE Mobile App and follow the on-screen instructions to open an account instantly.

What are the exclusions for the Mbank Millionaire Campaign?
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Al Maryah Community Bank L.L.C (Mbank) and its subsidiary employees, Board Members, their immediate family members (parents, spouse(s), siblings and children) are not eligible to participate in the Mbank Millionaire Campaign.

Aside from the above:

  • Customers should not have any pending compliance issues.
  • Customers should not be overdue or delinquent loan / facilities / cards / accounts.
  • Customers should not have any active court order cases

If my Mbank Savings Account is/becomes dormant, will I still be eligible to enter the draws?
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Yes, accounts classified as dormant will remain eligible for entry into the Mbank Millionaire Campaign draws, provided they meet the minimum average monthly balance requirement.

Are the draws conducted under the Mbank Millionaire Campaign supervised?
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Yes, all Mbank Millionaire Campaign draws are conducted under the direct supervision of the Department of Economic Development in the Emirate where the draw is held.

Are there any fees & charges associated with the Mbank Millionaire Campaign?
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No Fees and Charges are associated with the campaign.

What are the terms and conditions of the Mbank Millionaire Campaign?
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https://www.mbank.ae/terms-conditions/ to view the applicable Terms and Conditions related to Mbank Millionaire Campaign.