means the account(s) you hold with us that are subject to these Terms.
means UAE dirham.
means an automated teller machine at which you can make cash withdrawals and obtain certain information regarding your Account.
means Monday to Saturday from 8 AM to 10 PM and Sunday from 9 AM to 9 PM. Excluding any day which the Central Bank of the UAE declares is a bank holiday unless otherwise stipulated.
means the Customer Information File which we maintain for each of our customers and with contains details of all accounts you hold with us.
means the International Bank Account Number allocated to your Account.
means any claims, demands, losses, damages, liabilities, actions, suits, proceedings, costs and expenses (including legal and any other professional advisers’ fees) and any other liability of whatever nature or description howsoever arising.
refers to us, Al Maryah Community Bank LLC.
means our own branded and operated ATMs.
means the facility provided by us which allows you to access Account information, make funds transfers and access any other services we may provide on your mobile device via our Mobile Banking App.
means our mobile application, as may be introduced, replaced, updated, upgraded or modified from time to time, which allows you to access Account information and services using your mobile device.
means a cheque that is deposited through our Mobile Cheque Deposit Service.
means the service offered by us that allows customers to submit cheques for processing through our Mobile Banking App.
means the facility that we make available on our Website, accessible through the internet network, which allows you to access Account information, make funds transfers and access any other services that we may provide online.
means a one-time password.
means a personal identification number.
means the list of interest, fees and other charges which may apply to your Account. Our Schedule of Fees is published on our Website or you can request a copy from us at any time.
means an interactive terminal or device (including an ATM) that you operate and that facilitates a banking transaction, which may include for example payments into and out of your Account and payments to third parties such as a utility provider, as well as providing information, which may include all or some of your Account information.
means the facility provided by us which allows you to access Account information, make funds transfers and access any other services that we may provide via the telephone.
means these terms and conditions.
means the United Arab Emirates, and “Emirate” means any one of the seven emirates.
PART 1: GENERAL TERMS AND CONDITIONS
Information about our agreement with you